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If the parent is suffering from a form of dementia or an illness that prevents he or she from conducting their personal and financial affairs then adult guardianship is needed if there is no power of attorney in place. Generally the costs is paid by the patient's insurance (private, Medicare, Medicaid). The social worker or nursing home administrator will assist the family in issues surrounding the admittance and care of the person including financial matters. The amount of Medicare and/or Medicaid is determined by the financial status of the patient in relation to federal and state laws governing the matter. Family members are not personally responsible for the costs of the patients care even if they hold POA or legal guardianship.

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Q: Who is responsible for a parent's financial obligations after admitting the parent into a nursing home?
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