The driver is always responsible for whatever happens to vehical he is driving
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
Parents
The law clearly states, every vehicle owner needs to ensure that any other person is licensed, not intoxicated and capable to operate the vehicle before releasing the vehicle into another driver... No other ways around it. Even worse, the owner's insurance company will NOT cover any damages in this case, making the registered owner solely responsible for all damages, personal injuries, etc.
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
Usually anyone that is responsible should pay for damages that they caused.
The Vehicle that hit you would be responsible for your damages to your vehicle.
If it is your carIf the car is registered in your name, you will certainly be included in the lawsuit if the damages exceed the limits of the insurance. AnswerIf your grown son has his own insurance that will cover his car and any other he might be driving,then he is responsible.Now, how old is you grown son?? If he is underage, you are responsible. If he is 18 or older again, he should be held responsible unless he has no insurance other than your policy. Which in that case, you and your insurance is responsible.
Outside of being vastly stupid, you didn't give any information about the details of the accident. Chances are that you will lose your license IF you have one, and could very easily go to jail if the accident is your fault and you can not pay the damages. Hopefully a judge will take this opportunity to remove another moron from the road.
Typically, parents or legal guardians are held responsible for damages caused by a juvenile. They may be required to pay for damages or compensate the affected party. In some cases, the juvenile themselves may be held responsible, depending on the circumstances and the laws in the jurisdiction.
The can hold you reliable and you can dispute it in court
If a car damages your trash can, the person driving is responsible if the trash can is in the proper place. If the trash can is not in the proper place, it is your fault.
The car owner is responsible.