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Who is responsible if a car owner let an unlicensed uninsured driver sit in their car and they drove it and hit a parked car?

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2010-06-16 02:21:07
2010-06-16 02:21:07

It is your car, so you will be responsible, however, this would be a good court case, because he/she actually "stole " your car and drove it. your insurance company and your lawyer will advise you what to do.

Another View: It would, indeed, be an interesting case. There is such a charge as "Permitting an Unlicensed Operator." The law considers the person behind the wheel to be the person in charge of "operating" the vehicle. If you allowed the unlicensed person to sit behind the wheel, then you'allowed" him to be in control of the car, whether they drove off without your permission, or not. You may skate by without a traffic charge but your insurance company is not going to be happy with you. r

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The fact that the car was illegally parked doesn't matter. The driver of the moving car was responsible to adjust their driving to the road conditions, and to ensure it was safe to proceed. This accident will be the fault of the uninsured driver.


You will most likely have to pursue them through small claims court.


You hit a parked vehicle. No matter how or where it was parked, you are responsible for the damages. If you hit the car, you could have seen the car if you had been looking. You have no insurance which is a violation of the law. Pay the owner of the car you hit and accept responsibility for your poor driving, and stop trying to blame this on how the vehicle you hit was parked. It is your fault plain and simple.


The driver of the car that was driving when the accident occured. The owner of the parked car should not be responsible unless the car was parked in an illegal place or position.


Well the person that hit you is not responsible enough to drive with insurance, if someone was in your parked car, you would still be responsible,its your car after all. The person that hit your car would be liable and you would have to go after them legally. If the uninsured driver in fact gets injured he will be responsible for himself, insurance companies are not in the business of paying people who drive illegally.


They are responsible if you know who they are,but if not,with State Farm you get a police report within 24 hours you can file it under uninsured motorist.


In the UK it can, if the driveway is private property.


If the driver had hit a pedestrian or a car that was sitting, waiting for a stoplight, who would be at fault? The driver is responsible for whatever he hits. While the parked car will get a parking ticket, that is not a "moving violation", and cannot be considered the cause of a collision. Drivers are responsible for avoiding ALL obstacles, even illegally parked cars.


Yes, as long as the car is parked on private property. Cars stored on private property and not "in service" are the same as any other property, If the insured runs into your parked car our your house the insurance will pay. That's not quite correct. If the damage was intentional, meaning that the driver of the insured car deliberately struck the uninsured parked car, then the at fault driver's insurance will NOT pay because of a clause in the policy that excludes coverage for 'intentional acts' like criminal activity (which is what this is). So the parked car's owner would have to pursue a civil case against the at fault driver and try to collect against their personal assets.


tell your insurance company and the police and your insurance company will pay everything except the deductible. If you have full coverage than your insurance is required to make good on the damage. It is up to your insurance company to try and get their money back from the uninsured driver of the other vehicle.


The owner of the illegally parked vehicle may be ticketed, but the "at fault" driver is responsible for the damages to the parked vehicle.


The driver of the first striking car is responsible for all subsequent damage.




Typically the driver that hit the parked car. But if there is no record and was a hit and run, you file a police report and your insurance should coverthe damage, less deductable.


Yes. Even though it was an accident that caused an accident, the owner of the truck is responsible for any damges.


It should be pretty obvious that the employer of the tow truck driver is completely responsible.


no, you are not responsible in anyway for anything that a thief does with your vehicle during the time the thief has your vehicle......now, since it was uninsured you of course have no coverage for any damage etc. to your vehicle but contact the pros. atty in your city (assuming thief was caught) and ask for restitution...........


If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.


That means that you have liability coverage only, which does not cover your damages. If the other driver is uninsured, the only option left is, to take him to court and sue him for your damages.


You are responsible. You should not have been parked illegally.




Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!




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