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both of you you- for loaning your car to an idiot the driver- for choosing to drink and drive

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Q: Who is responsible if you loan your car and the driver gets a DUI?
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In the state of Illinois does your insurance cover the the loan on your car if you receive a DUI?

No. The loan on your car has nothing to do with a DUI. If you do get a DUI, most probably your insurance renewal premium will go up a lot. But, your insurance has no reason to cover your auto loan. It is up to you to make your loan payments with or without a DUI on your record.


Will my liability insurance cover a driver other than myself who happened to be DUI and damaged some property?

No, and you may be responsible for paying for the damages since it was your car. If you want that money back, you'll have to sue your DUI friend.


What would a person need if he or she gets a second DUI?

A person would need a good DUI defense attorney, otherwise you will be losing your driver's license quickly. A person might also need some AA meetings.


Can you drop your son from your insurance if he gets convicted of DUI he does not have a car?

You can drop anyone that is listed as a driver on a car you own and pay for insurance on for any reason. Depending on your insurance company this may avoid them raising the premium on that car due to his DUI.


What happens if a driver under 21 is convicted of drunk driving?

The driver will also pick up a Minor in Consumption charge. Other than that, the charges are the exact same as a driver over 21 who gets a DUI charge. However, any positive BAC if you are under 21 is an automatic DUI. .04 will get you the same charge as .08, (or 1.0 in some states) or higher if you are under 21.


If you get a DUI in another persons car can the owner of the car be charged with DUI?

No, the offense (DUI) is Driving Under the Influence (of alcohol) and it applies to the driver of the car not the owner.


Who is liable if you are a cosigner and the primary driver has an accident and is charged with DUI?

As long as the driver has auto insurance on the vehicle there should be no problem, DUI or not. If there is no insurance on the vehicle you have a problem. In that case not only will you be liable for the damage to the vehicle you cosigned but you also may have liability for the injuries and damages for anyone they hit. You should be very careful about cosigning a loan with anyone. They will get payment from the one who is easiest to get payment from and that is you most likely.


How long does a DUI or DWI stay on your driver's record in Michigan?

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What happens if you are driving your car not knowing your insurance had lapsed and you get hit from behind while at a complete stop by a driver who is then arrested for DUI but is insured?

Hopefully, no one gets hurt. Then, you get a ticket for no insurance.


Can you get a DUI with Ativan in your system?

Yes it is possible to get a DUI while taking the medication Ativan. It is classified as a Schedule 4 drug. If the driver is impaired and the officer can prove that then it is possible to get a DUI.


If you had an accident and received a DUI will your insurance cover you and the other driver?

absolutely


In Texas how many DUI offenses can one receive before the driver's license is revoked?

In Texas, one can receive at least three DUI offenses before the driver's license is revoked. Driver's license points can impact your auto insurance rates.