You do and then turn around and sue the driver for the cost of your medical care.
liability insurance goes with the driver, so the drivers insurance would pay for it. If the driver does not have insurance, then the owner of the car's insurance would pay if the vehicle was knowingly lent.
yes yes
Driver's licensure is a condition of getting auto insurance.
It is possible that the insurance rate would go up if a permitted driver has an accident. Usually, raising insurance rates is not an individual decision.
well if they have a car accident you'll have to pay alot of money to repair the car, and if the driver is wounded maybe hospital fee or something like that.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
Yes.
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.