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for the driver - there will no coverage. For the passenger the same as well. It is your responsibility as a passenger, to be sure that the vehicle you are driving in is INSURED, always.

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Q: Who pays if a driver does not have auto insurance but the passenger does?
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If you're a passenger who pays?

The driver.


Does insurance pays claims for under age driver accident?

Ordinarily, an auto insurance policy will require that the driver be licensed as a condition of coverage. Therefore, absent extenuating circumstances, probably not.


If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?

You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.


Who pays the medical bills in an accident on a motorcycle for the passenger?

== == If no other vehicles were involved in this accident, the insurance company of the motorcycle driver has to cover the medical bills of the passenger who was injured.


If you are a passenger in another persons automobile and you sustain injuries in an accident whose insurance pays for medical bills?

The insurers of the driver who was deemed to be at fault for the accident.


Who pays if you hit your husbands car in your driveway Home owners or auto insurance?

Without a doubt the auto insurance. Homeowner's insurance never covers a private passenger automobile, ever! But read your auto policy. Bet it says damage caused to one family vehicle by another is NOT covered. In other words, YOU PAY!


Which insurance company pays if one car has no damage?

The Insurer of the at fault driver pays for the accident.


What is the responsibility of the insurance company of the at fault driver with full coverage insurance in a no fault state?

In this state, your own company pays your hospital bills up to $10,000. The at fault driver pays all costs above that amount. The at fault driver pays all costs above that amount. The at fault driver pays for all car repair bills.


If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?

If a taxi driver hits you, and its his fault, the cab company's insurance pays.


If an insured person allows an uninsured person drive her car and the uninsured driver has an at fault wreck who pays?

The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver


If another person has car insurance and has an accident using your car which car insurance is used?

The rule of thumb is that the owner's insurance pays first and, if that coverage is inadequate, the driver's car pays.


Is No-fault insurance covered only auto accidents?

Yes only for Auto, Campers, Motorhomes while on the highway What's No-Fault Insurance?No-Fault Auto Insurance Coverage pays for each driver's own injuries and property damage, up to the limit specified in the policy, regardless of who caused the accident. Because No-Fault insurance varies by state, ask your claim representative if this applies to your situation.Ref: Allstate @ http://www.allstate.com/claims/auto-insurance-faqs.aspx