Ordinarily, an auto insurance policy will require that the driver be licensed as a condition of coverage. Therefore, absent extenuating circumstances, probably not.
== == If no other vehicles were involved in this accident, the insurance company of the motorcycle driver has to cover the medical bills of the passenger who was injured.
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
The insurers of the driver who was deemed to be at fault for the accident.
The Insurer of the at fault driver pays for the accident.
In this state, your own company pays your hospital bills up to $10,000. The at fault driver pays all costs above that amount. The at fault driver pays all costs above that amount. The at fault driver pays for all car repair bills.
Without a doubt the auto insurance. Homeowner's insurance never covers a private passenger automobile, ever! But read your auto policy. Bet it says damage caused to one family vehicle by another is NOT covered. In other words, YOU PAY!
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver
Usually the insurance policy of the owner of the car is primary and then if the driver of the car has a policy of their own then it is secondary.
Bodily injury liability and property damage liability should cover those.
It is usually the at fault parties insurance that pays. There may also be coverage in the deceased parties insurance.
Collision coverage, also known as auto collision insurance, is the part of your auto insurance that most always pays for damages to your vehicle in the case of an accident.
Three types of auto insurance come to mind: medical payments (or personal injury protection), liability coverage and under/uninsured motorist coverage. Med Pay is coverage that protects the occupants of a car and pays medical bills up to the amount of the med pay policy limits. Liability coverage is the car insurance that pays on behalf of the at-fault driver. This coverage makes a lump sum payment to the injured person who is not at fault. UM coverage is owned by the injured person and pays them in cases where the at-fault driver does not have any insurance or does not have enough liability coverage.
No, free auto insurance is not available. It is true that you do need auto insurance, and the best alternative to free insurance is really cheap insurance. All of the major providers (Geico, All-State, Progressive, etc.) will provide discounted rates for less coverage. Although you will not have the same coverage as someone who pays more, you will have auto insurance.
You do and then turn around and sue the driver for the cost of your medical care.
It is always the at-fault party's responsibility to pay for the damage they cause in an accident. Insurance is a transfer of risk from the driver to the insurance company, but if the coverage (collison) does not exist on the car, then the driver will be responsible to pay out of pocket for the damage.
Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.
The collision portion of your Auto Insurance Policy would pay for damages to your own auto when you are the at fault party. The liability portion of your auto insurance pays for damages you cause to another party Insurance Plus
If a driver is not an owner of the car and he also doesn't have insurance of his own and unfortunately hits a car, in such a case if a car is already insured by the owner, he will be covered against the third-party damages. But if a car is not insured, the owner is liable here to pay the damages that third-party oo another car had faced.
NO,, GAP Insurance is supposed to pay the difference between what your Auto Policy paid and any remaining portion of your loss after the Auto Insurance Policy has paid it's maximum. If No Auto Insurance Policy is in Place providing comprehensive and collision coverage then your GAP Policy is Null and Void. GAP coverage only pays in conjunction with your Auto Insurance Policy. No Auto Insurance! No Gap Payment
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
If your friend was at fault- then your insurance policy will pay first. Always remember the insurance follows the vehicle, NOT the driver. If the costs of the accident exceed your policy limits, your friend's policy will respond next.
It's called " Credit life insurance". pays off the car in the event of death and is sold by auto finance companies at the point of vehicle purchase.It is a nitch market not sold by typical insurance companies.