Send them a copy of the death certificate letting them know that there will be no estate set up and consider it a closed matter.
If she knows that she didn't buy something, she will see on the credit card bill that you bought something since the credit card bill shows everything you bought using the card for the month.
No, since you dont use the card, you dont have any charges made to the card, you owe the bank/card issuer nothing, you dont have to pay anything except for an annual fees which is included in the credit card statement/bill
Your credit card statement in the mail. You can also check your credit card statement online. Just log into your account and you will see your account balance. You can even pay your credit card bill online.
It is very important to pay an online credit card bill. By paying an online credit card bill on time every month, a person will always make sure that his or her credit score remains high. If a person forgets to pay this sort of bill, then it may be likely that he or she has to pay some sort of late fee. A credit card company may also report one to a local credit bureau, which would mean that a person's credit score would then be knocked a lot of points for failing to make a minimum payment in a month.
Your credit card company will send you a bill and these bills will include a pre-addressed envelope. Mail the check in that and it will be applied to your bill.
The use of a deceased person's credit card would constitute credit card fraud. Unlawful use of a credit card is a criminal offense.
Interest does not accrue on credit card debt after the card holder is deceased. It can occur however, if the spouse is on the account.
No. She must get a credit card in her own name since the guarantor on the account is deceased.
yes.
You should call the credit card company.
They can bill all they want to but if the credit cards are in the name of the deceased you are not liable to pay them. If they persist you can do what I did when the cable company kept sending a bill to my grandmother who passed away, Give them the address and lot number of the cemetery they are buried in and tell them it is the new billing address. Local town Cemetary C/O Deceased person Burial Lot 123 Anytown, Anystate zip code However, If your name is on the credit card, you are liable to pay them.
Yes!
In most cases the surviving spouse or the legal heir (Son, Daughter etc)
No, an adult child cannot legally use the credit card of a deceased parent in the state of Georgia without authorization. Unauthorized use of a deceased person's credit card could be considered fraud and may have legal consequences.
Only if she is also on the account. If not, then absolutely not. You can get yourself in a heap of trouble by using the credit card of a deceased person. You must notify the credit card company of the death and close that account.
The estate is responsible for the decedent's credit card debt.
Yes you can pay your credit card bill by another credit card. It is called balance transfers, you can transfer the balance of another credit card that has a high interest to a credit card that has a low interest. Hopefully this answers your question.