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Liability is only to cover the other person. You might have to pay out of pocket for your son.

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17y ago
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Q: Who would cover your sons injuries sustained in car accident while driving in NY state with AL liability only auto insurance?
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How much can you get paid from a car accident?

The amount a person gets paid for an accident from the insurance company will depend on the injuries sustained.


What insurance covers bodily injury?

In order for one to have insurance cover bodily injury one would have to have bodily injury insurance. This is good insurance to have as it would cover injuries to any persons that one injures in an accident. This liability insurance would cover any amount one is obligated to pay for injuries sustained and related costs.


If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?

No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.


How much liability insurance is required on my car in Alabama?

As you know the minimum amounts for liability insurance vary from state to state. Alabama has as its minimum requirements the following the minimum liability limits are $25,000 for injury liability for one person, $50,000 for all injuries and $25,000 for property damage in an accident.


If you are driving without insurance and have an accident in which the other driver is at fault can you claim damages from his insurance company?

Yes you can. You may still receive a citation for not having insurance, however, the legal liability for the accident does not rest with you so the adverse party's insurance carrier will owe for your damages and/or injuries.


How much should you get from a car accident for spine injury?

There is no price list on injuries sustained in accidents. It all depends on the severity of your injuries and how long you were treated for them. Also, the insurance policy and it's limit comes to play.


Does your insurance premium go up if you hit a pedestrian but they sustained no injuries and no claim is put in?

If you didn't put in a claim (not wise), and the company has absolutely no knowledge of the accident then 'no' how could it?


Whose auto insurance will cover your passenger if they have no auto insurance?

Answer 1: If you are driving with a passenger that does not have auto insurance or medical insurance, they can be covered under either your policy or the third party's policy depending upon the situation. If you are found at fault for the accident, Medical Payments or Personal Injury Protection will pay the a portion of the medical expenses that you and your passengers incur up to the stated limits. If you carry Uninsured Motorist and are hit by someone with no insurance, this coverage will pay for injuries to you and your passengers as well. If you are not at-fault for the accident causing injuries and the other party has insurance, the third party liability insurance coverage will pay for injuries to you and your passengers based on the per person and per accident limits stated on the policy.Answer 2: If the passengers are travelling in your auto and, if you are at fault in an accident, your insurance will cover them. If the other driver is found at fault, his/her liability insurance will cover your passengers.


What is homeowners liability insurance for?

The liability portion of your home insurance policy provides protection in the event someone asserts a claim of liability against the homeowner for damages or injuries.


What car insurance pays for your injuries when you're in anaccident in your car is?

Car insurance that pays for your injuries when you're in an accident in your car is


What does Excess Liability insurance cover me for?

Excess liability coverage is designed to cover drivers who may have been involved in an auto accident and the injuries or bills exceed the insurance policy. It's kind of like your back up amount and can give you a little extra cushion and coverage.


Does liability insurance cover a stolen car?

Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.