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Why aren't the payments for a 15-year mortgage twice the payments for a 30-year mortgage at the same rate?
Wiki User
∙ 10y ago
With the 15 year term, because you will pay the loan off much quicker, you will not pay nearly as much interest. If you take a look at a mortgage calculator, and change the term back and forth from 15 years to 30 years, you will see the change in interest paid.
Wiki User
∙ 10y ago
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