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You have the right to receive one free credit report per year from each of the three major reporting companies: Equifax, Experian andTransUnion. Order all three and review them yourself for any discrepancies or missing info.

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Q: Why do I keep being denied approval for a home loan I have a 655 credit score and the bank tells me it's because only one of the three companies are showing my credit history?
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How does a preapproved auto loan work?

A pre-approved auto loan works by showing the dealership a pre-approval letter. They will check over everything and then they will send you all the paperwork involved. Afterwards, you show all the paperwork to your bank and acquire your loan.


Does Fannie Mae allow a limited liability company to take title to property?

kind of because sh is not really showing that much potential


Do you get the deed when you are done paying your home loan?

Sort of yes, but it depends. The answer is not as simple as it may appear. It depends on your state and sometimes your county. Some jurisdictions issue a formal document (like a car title), but many do not. Many times you just have a document from the loan company showing that the property lien was removed, because the loan conditions have been satisfied. You need to follow up with your county to ensure the release is properly registered and you get a copy of the document from the county showing that you are the only owner. Bottom line, is that you need to ensure you have a document from your county recorder (or other appropriate government official) showing that you are the sole owner. You may want to hire a title company to develop a complete abstract for you, to show the history of the title is clear.


How can one get a mortgage loan with poor credit?

Some companies offer mortgage loans for people with poor credit but in general, they are difficult to find. In general, one will need to prove that they can make up for the poor credit in time by showing their credit record and income status.


You are filing bankruptcy - all debt is in your name your husband is an authorized user on your accounts and the debts are showing up on his credit report What will happen to him?

he would have to pay to because the acconts is in his name

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