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Someone lied to you. You do not have to provide insurance on any person you do not wish with the possible exception of your legal spouse if you live in a common law state. many Insurance agents will tell you this lie in order to increase your premium and therfore generate more commission for the agent. All you have to do is inform the insurer that your daugter no longer lives with you. You can also choose to exclude her from your policy. You can also bypass your agent and send you notice directly to the insurer demanding that she be removed from your policy and that your premium rate be adjusted accordingly. If your insurer refuses either of the above I would advise you to find another insurer. there just trying to milk you for more premium.

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Q: Why in new york state do I have insure my daughter who is licensed to drive but does not live with me until she is 25 years old?
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Related questions

Do you have to insure a car that you do not drive?

Depends on the state


In the state of Louisiana who can you drive with IF YOU HAVE A PERMIT?

You can drive with any licensed driver


Can you insure a car in another state if you are not the primary drive?

oh hell no


Can you insure another driver on your existing policy even though the other driver has a different address on their driver's license?

Yes, depending on the state & circumstances (for instance, if your son or daughter is military or college and is licensed to drive in the state where they live, but the car they drive is still registered "at home"). Having lived in several different states now and attempting to carry my mom (and my car that stays there with her) on my insurance, the best advice I can offer is to contact your agent and ask them.


If you own two homes in different states and keep a car at each home in which state do you license and insure the cars?

You will insure the cars based on where they are driven the most. If you drive more in one state, insure the car there.


Your car title and car insurance have to be in the same state?

no yo can use the internet to find the best deal from any insurance company that is licensed to insure in your state.


Do you drive by yourself or you take records?

You cannot drive by yourself unless your are properly licensed by the state in which you live.


Can you insure a car in a different state that is registered in a different state?

No. The Insurance Policy must reflect the garaging address in the very State in which the vehicle is licensed for road use. However, once insured in one State, for example, Arkansas, the vehicle is covered to drive any where in the United States of America. There are certain companies that will allow drivers to be listed on policies with out of State Drivers License.


Can you drive a friend's out of state car in New York when he has full insurance and you have his permission and you are licensed in New York but your own car is licensed and insured in Mississippi?

i have no ideah(:])


At the age 15 and is legal to drive with out parent?

No. You have to have a permit to drive and only when a driving, licensed adult is with you. You can only get your license when you are 18 (differs by state/country).


What are car insurance requirements for Washington state?

According to the state of Washington, you must insure any vehicle you drive that is required to be licensed by the state. So, it would depend on the condition of the car you are restoring. Is it operable and you were required to register it? Also, do you plan to test drive it while you are restoring it? If it is just going to sit up on blocks in a garage being working on, then it does not appear to need insurance. You may wish to contact your local licensing office to be sure of your specific situation.


How does daughter's 92 MPH speeding ticket in a 65 MPH zone effect auto insurance for your car?

== == It will be a decision by the insurance company if they want to continue to insure such a driver. Remember that they are NOT obliged to insure any one they consider a bad risk, including your daughter. You may decide she cannot drive your car any more. If she lives in the same house, she will have to surrender her license to the state, in order for the insurance company to be sure she will not drive your car any longer. The other choice is for her to get her own insurance and her own car. Let her pay her own way in life, like an adult does, or not.