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The short answer is, "Why not offer it"?
1. There's no direct cost to the employer since employees pay themselves for any benefits they may want.
2. In most cases, rates for employees are lower than the rates that the same employee would pay if he enrolled as a non-employee individual.
3. If the employer agrees to payroll deduct the payments from his employees that wish to enroll, many of the Aflac benefit plans are available on a pre-tax basis.
4. When benefits are paid through pre-tax payroll deduction that usually reduces the amout of payroll taxes a business has to pay.
5. Program administration time is minimal for businesses without a large turnover. Additional administration time is added when enrolled employees leave the company and when newly hired employees enroll with Aflac, but even that is just starting and/or removing a payroll deduction from the payroll system.
6. Aflac offers some very popular benefit plans that pay cash benefits at a time when a sick or injured employee needs it most.
7. There are testimonials on Aflac's home page (www.aflac.com), for anyone that may be interested.
So - my question is, "why wouldn't an employer make these benefits available to their employees"?
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∙ 13y ago
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What types of life insurance policies are offered by AFLAC?
AFLAC offers supplemental life insurance policies to individuals in an amount that suits the individual's needs. AFLAC is also offered to businesses so they, in turn, can offer it to their employees.
Does an employer have to offer health insurance to part time employees?
no
Can an employer offer the same insurance to employees but fully cover the premiums for some and require others to pay half of the premiums?
No, if they are similiary situated individuals. It could be done by class - say management vs. salaried For more details http://www.steveshorr.com/dictionary.htm#Similarly_Situated_Non-COBRA_Beneficiaries
Can an employer in the State of Michigan provide health insurance for only certain employees and deny others?
There are no state or federal laws that require your employer to offer health insurance. They can decide to offer plans to full time employees only. They can decide to offer to salaried employees only.
Can an employer offer health insurance to salaried employees but not hourly employees?
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Can an employer offer a bargaining agreement to employees with out a union?
Don't think so
Can a New York employer offer benefits to only some employees and not others?
yes you can
Does AFLAC offer ski insurance?
Yes, you are in luck. The AFLAC does offer ski insurance for individuals who are interested. I highly suggest that you check them out and consider them for your insurance needs.
Can an employer offer free dental and eye to some employees and not all?
it isnot relevent to offer free dental to any employees that is a benifit the employee must seek and pay out from his own pocket
Can a company stop employees insurance policy?
Depending on the state and size of employer, there are situations when employers can change or stop the insurance benefits they offer to employees.
AFLAC Inc what does the agents think of aflac?
I'm an Aflac agent and I LOVE the company. They are honest, quick to pay claims, and offer financial protection for many, many people.
What is the best definition of employee benefits?
hiring incentives that an employer can offer employees Answer 2 Things that an employer gives to his employees other than wages/salary. e.g health scheme, pension, free car, etc.
