If it comes down to that you can't pay for it then you should call them and tell them to pick it up and repossess. There are consequences:
1. This will be on your credit history, making it difficult for you to purchase anything on credit again.
2. They will sell your car at an auction (often sold for well below what you owe) the remaining balance you still owe.
3. On the balance that you still owe they can take you to court, which can lead to garnished wages.
If you are going to lose your home or can't pay for your food because of a car payment it may be your only option, but you should only do it in those extreme situations. If you financial burden is temporary, talk to your loan company about deferments that will alleviate short term financial stress.
Only if you stopped making payments and are behind on your on your payments.
Repossess it
They won't repossess it for your license being suspended, but they can repossess it when you fail to make payments, regardless of what the current status of your license is.
Yes, they will repossess if you have only one payment left.
No, but the finance company can.
It is probably stated in your finance or lease agreement that if you don't make your payments on time that the finance company has the right to repossess the vehicle. Consider yourself informed. Long story short, if you don't want your vehicle repossessed you need to make your payments.
They can repossess with any amount owed if unpaid.
If the finance company has been paid in full, then why would the dealership (or the finance company) want to repossess your car? If the loan hasn't been repaid and is long overdue, then the dealer and finance company will probably decide who actually repossesses the car. Either way, it's up to them, not you. Best thing to do is check the fine print in your loan agreement (which you signed when you bought the car) and see what it says about overdue payments, repossession, etc. If you've lost it, call your dealer and ask for a copy.
Yes, the finance company can repossess the car from the body shop. They would likely wait for the car to be fixed before they repossess the car.
Someone has the car and the finance company has a lien on it. Any sale would have been fraudulent.
Maybe
NO but why would they repo if you are making payments. You don't still have to continue to make payments, however, if your car is repossessed, normally the finance company will sell the car and you owe any deficiency balance. In other words, let's say you still owe $5000 on your car and the finance company sells the car at auction for $4000. They will eventually contact you and you will owe the $1000 difference.