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How would you know if you never paid for insurance? Not sure how anyone would answer this question othr then to say that it is possible your rates will increase because they relize you don't pay for your insurance on a steady basis.

Honestly, there are several factors that affect your insurance rates such as, credit score, type of vehicle, motor size, age, geographical location, being male or female, and of course driving history. IN Virginia - getting a ticket for no insurance is a heinous crime - you could actually go to jail. One thing for CERTAIN- an SR-22 will be required for the DMV for 5 years making insurance premiums about 2.5 times higher than normal. I got such a ticket- for lapsed insurance . Before that ticket I had an absolutely perfect record- but having an SR-22 on your record affects all aspects of ones life- ability to get a job ( since most all dui's get SR22's a potential employer assumes that I am an irresponsible drunk and I'm treated like a low life when applying for credit) I am in the process of appealing my SR22 but the answer is YES IT WILL MAKE YOUR INSURANCE RATES GO UP!

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Q: Will a no insurance ticket affect your insurance rates in Texas?
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