Typically an insurance company will not drop you if your claims are due to an act of nature.
However, if the company has experienced enough claims in your area to diminish it's capacity to pay future claims then there are regulatory requirements that the company reduce their exposure. Over exposure could result in a non renewal of yours and other home insurance policies in your area.
comprehensive coverage...
One can avoid hail damage to one's car by parking it in a garage. Hail stones are usually small but can be as large as a golf ball or even larger. In areas prone to large hail stones, roofs are usually covered with materials that do not shatter, which avoids a lot of expensive damage.
Hail Storms can bring a ton of damage to homes, and especially those vulnerable rooftop air conditioning units. In Dallas, I have seen softball size hail that will damage air conditioners badly. If the hail hits in the right spot right on the vulnerable fan vents, it can break through and damage the fans and any other internal components. So it really depends on the size and severity of the storm to determine how much damage the hail can really do. Also something to keep in mind if you notice hail damage to your AC unit is that your roof may also have sustained damage during the onslaught. I would have both inspected especially if there is visible damage.
i think hail because it does alot of major damage but so does lightnig
Hail is frozen balls of ice that form when a drop of water falls from a cloud. It then freezes if the temperature is cold enough in the sky,then falls to the ground as a frozen lump. Hail has been known to be the size of a golf ball!!
comprehensive coverage...
comprehensive coverage...
no they do not
comprehensive coverage...
Only if it is for covered damage (such as hail, flood, etc.) not for normal "wear and tear."
Hail
Geico covers hail damage if it is part of your policy. Bare minimum coverage does not cover acts of nature.
sometimes it has to be weakened
One can avoid hail damage to one's car by parking it in a garage. Hail stones are usually small but can be as large as a golf ball or even larger. In areas prone to large hail stones, roofs are usually covered with materials that do not shatter, which avoids a lot of expensive damage.
Hail Storms can bring a ton of damage to homes, and especially those vulnerable rooftop air conditioning units. In Dallas, I have seen softball size hail that will damage air conditioners badly. If the hail hits in the right spot right on the vulnerable fan vents, it can break through and damage the fans and any other internal components. So it really depends on the size and severity of the storm to determine how much damage the hail can really do. Also something to keep in mind if you notice hail damage to your AC unit is that your roof may also have sustained damage during the onslaught. I would have both inspected especially if there is visible damage.
No.
No, comp usually covers impacts not caused on an impact from the surface of the ground. Comp will kick in due to items like a tree falling on the car, theft, a kid throwing a rock, hail damage, vandalism, flood damage and things like that.