No. Your policy is broken up into sections. Near the middle of your policy you should find a heading which says Coverage A Dwelling and Coverage B Other Structures. Then a short paragraph ending with ...We do not insure, however, for loss: .... Settling, shrinking, bulging or expansion...
This would be caused by a leaking heater core, or a leak in the plumbing associated with it.
There is a great number of variables for this. You need to contact your specific insurance agency for details.
It will cover the building but not the contents.
In most countries, insurance companies will only pay out if a registered plumbing contractor has done the job and caused damage. This way its easier for insurance companies to stop insurance fraud because the damage caused by the plumber will be backed up by invoices and service agreements. To save yourself the headache, and the possibilities of causing damage to your house, if you can afford the cost call a registered plumber to do the job.
No since an insurance company would not want to be liable for damage caused by the leaking roof.
Yes, Homeowners insurance can cover plumbing damage when caused by a covered peril such as lightning, fire, wind, hail freezing etc. Refer to your insurance policy for covered perils. If your plumbing is just old or stopped up then that would be an owners maintenance issue. Homeowners insurance does not provide for maintenance.
It depends on the specific perils and exclusions of your policy and what actually caused the damage. If it was caused by settling or earth movement these perils are usually excluded.
No. Movement of earth is specifically excluded by homeowners insurance. This is the fault of the builder for not compacting the earth properly and providing the proper foundation. Home insurance was not made to cover such.
no working so you had to call plumber to check your leaking tap. please send money and IPAD about two please for me and my brother
It depends on how the foundation was damaged and whether or not it was done by a covered cause or not. If a vehicle runs off the road and hits your home then it would be . covered whether or not the person had insurance. If the person did not have insurance, your homeowners policy covers damage caused by a vehicle. If the damage was caused by settling of the home and this caused the foundation to crack then no, the homeowner's insurance will not pay for this repair because it was caused by lack of properly putting in the foundation correctly or a lack of maintenance. Maintenance is never covered by your homeowner's insurance policy. Maintenance is the responsibility of the homeowner and it is never ending.
It depends on the specific perils and exclusions of your policy. But generally speaking most insurance policies exclude any damaged caused by settling or earth movement.
It was mostly caused by British Troops settling in Boston.