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Will homeowners cover damage to an in ground pool caused by an animal?
Wiki User
∙ 18y ago
Maybe. There is an exclusion for damage caused by domestic animals in most all homeowner's policies. If a wild animal such as a bear or deer causes the damage some policies may cover the damage. Check in your policy, Section I - Perils Insured Against (is a list of exclusions)
Wiki User
∙ 18y ago
Wiki User
∙ 13y agoYes
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Will homeowners insurance cover a cracked foundation caused by an earthquake?
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
Does homeowners insurance cover a leak in the water line in your yard and will insurance cover resulting damage to your foundation and inside walls?
No. Probably not. Unlikely. What caused the leak in the water line? Old age? Ground shift? If and only if the leak was caused by a named peril do you have a chance of making a successful claim for any of the damage.
Is ground hog damage by homeowners insurance?
It would depend on what they damaged. If damage is to your homes structure then it is probably covered. However, The insurer may require you resolve any ground hog infestation before they fix the house. It wouldn't do much good to fix it if the ground hogs are going to be allowed to stay and damage it again.
Does Homeowners insurance cover water damage from sprinklers soaking through walls?
As long as the water entered above the ground surface level.
What best describes foundation damage?
Maintenance or ground movement or even earthquake if that happens in your area. In any case, these items are not covered under a homeowners policy.
How do you get homeowners insurance to pay for in ground pool structural repair?
They would pay for it only if it has been added to the policy (or if it was part of the home when insured) AND only if the damage was caused by some unforseen circumstance. IT probably would not be covered for a structural failure, an earthquake, etc. But if a bulldozer fell into it , that may be covered.
Will homeowners insurance cover damage to an in ground swimming pool pipe?
the swimming pool is insured under the 'appertinate' (sorry can't remember the correct spelling) or 'other' structures portion of most policys........the same 'perils' apply.......as do the same 'exclusions' will depend on why or what caused the damage? sudden and accidental, or gradual deterioration?.......... most if not all h/o policys exclude some parts of 'under ground' plumbing..........more info and maybe i can help more........
Which type of wave caused by an earthquake does the most above-ground damage?
Rayleigh waves, which are caused by interaction of the P waves and S waves. Rayleigh waves cause the most surface damage because they 'roll' the ground, causing building to topple, roads to crack and fall apart and more cracks and fissues to appear in flat level ground, such as fields and parks.
Does homeowner's insurance cover in ground pool damage due to drought?
Homeowners insurance specifically excludes damage caused by earthquake and movement of earth or soil unless you purchase a separate endorsement for it. The damage has to be the result of a covered cause like fire, lightning, windstorm, weight of ice and snow, vehicle collision, etc. If it is not a covered cause the policy does not provide coverage.AnswerIf drought or ground or soil movement (shrinkage, expansion, etc) is not listed on your policy as a covered peril, then it's probably not covered. It would likely be considered an owners occasional maintenance issue.
Will homeowners insurance cover a cracked foundation that the previous owners hid under carpeting?
NO... Buyer Beware, Homeowners insurance policies do not cover pre-existing damage. They also typically exclude damage resulting from "ground movement" as this is a normal expected occurrence throughout the life of a home. You would look to your buyers home warranty for coverage of an un-disclosed defect of the home you purchased.
What is the difference between the damage of tornado and an earthquake?
Tornado damage is caused by wind and debris, with the first visible damage usually occurring to the roof, windows, and exterior walls. Earthquake damage is caused by shaking and distortion of the ground. Structures destroyed by earthquakes usually collapses where they stand while those destroyed by tornadoes are often at least partially blown away.
How does a wild fires harm our environment?
They might kill animals and plants and damage houses, but there is a good side. The plant's and animal's remains fertilize the ground for surviving plants. So, if the fire was caused by a careless human being, that's bad. But if it happened naturally, it's okay.
