"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
Doubtful. Haven't seen that as a condition or possibility on a policy.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
No, your homeowners insurance does not cover AC maintenance issues. however, depending on the type of policy you purchased, it may cover resulting structural damage after you have completed the necessary repairs to your AC system.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
form_title=Homeowners Insurance form_header=Protect one of your most important assets with homeowners insurance. Get the homeowners coverage options to suit your life. Do you already own homeowners insurance?= () Yes () No Does your current homeowners insurance cover flood damage?= () Yes () No () Don't have homeowners insurance Are individual items in your house, such as your TV, covered by homeowners insurance?= () Yes () No () Not Applicable Are you looking to get homeowners insurance or update your current insurance?= () Get Insurance () Update Insurance
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Yes. This is not a 'flood' situation. Flood insurance covers rising waters entering the home. The homeowners policy covers resulting water damage from a wind damaged roof.
Depends on where the moisture is coming from. You would need an adjuster or a contractor to look at the property.
NO... Buyer Beware, Homeowners insurance policies do not cover pre-existing damage. They also typically exclude damage resulting from "ground movement" as this is a normal expected occurrence throughout the life of a home. You would look to your buyers home warranty for coverage of an un-disclosed defect of the home you purchased.
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
no it has nothing to do with your grill cause its homeowners insurance.
No, unless the damage was caused by another person being negligent by letting their pet loose to cause damage to another's property.
yes resulting water damage is covered - depending on cause of crack to chimney that aspect may or may not be covered
Yes, most homeowners insurance will cover this type of damage. You need to read your specific policy for exclusions for water damage.
Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.
No. Homeowners insurance only covers physical damage to the home and contents and liability risks.
If you don't have homeowners insurance you just have to remove the tree and fix the damage yourself.