No, Homeowners insurance does not provide comprehensive, collision nor liability insurance for your vehicles. Now if somebody's vehicle hits your house, your home insurance would cover the damages to your home.
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
no your uninsured motorist will though. your deductable will be lower, and making too many claims on homeowners will likely caused them to be dropped by the company. i once heard you can only make a claim on homeowners once every 3 years but i don't know if that's true.
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
Typically no. They do not cover the appliance or system from which the water came. If a vehicle hit it or it was vandalized it would be covered.
No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.
If you hit another person who is not one of the named insured or a household member then it may pay for the medical bill up to the limit of the policy. The limit of medical payments to others is usually from $1000 to $5000 and will be listed on your declarations page.
Your homeowners insurance will cover your garage door subject to your deductible since it is part of your house. Your Home insurance does not cover damage to a vehicle though. That's what Auto insurance is for. Your friend will need to contact his auto insurance to fix his vehicle.
The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.
More than likely the homeowners insurance or the auto insurance would cover the damage. The person would have to evaluate whether the deductible and possible increase of rates would be worth filing a claim on either policy.
Most policies have a coverage for trees and shrubbery.
No, You just need to call the utility company. They will take care of their pole. If a car hit the pole, The drivers auto liability insurance could pay the utility pole owner for the cost of repairs.