No,, you would need pet insurance to cover the damage or loss.
Pets are not covered under a homeowner's policy. There are however companies, Such as Met Life that offer Pet insurance. You may want to look into that.
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
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