As long as you did not cancel the policy...of course. If you own the property and pay the premiums, it is covered, whether you live there or not. If you don't pay the policy cost, or no longer have an interest in the property, no. Don't let it burn it down if all your good stuff is moved out. That delights prosecutors.
no, none do.
Insurance should cover it, but you'll have to pay the deductable before they pick up the rest.
1) Oceans have living organisms, and2) Oceans cover about 2/3 of the surface of planet Earth.
Your homeowners policy will cover this under personal property. You must be careful though...most policies (in New York) exclude coverage for liablilty for a tramopline. You may be opening doors for a cancellation.
You MUST read your policy very carefully to find the answer to this question. If you are having trouble understanding your policy, go over it with your insurance agent or an attorney. No one here can tell you what your policy says except you and your agent.
NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.
No
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
Homeowners insurance does not cover automobile nor there parts.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
It would depend on who was assaulted, medical coverage that comes with the homeowners policy may cover a visitor to the home.
No. Your homeowners only covers injuries to someone who does not live in the house. This is because this is paid underneath your liability insurance and you cannot be liable against your self.
All homeowners policies cover damage caused by lightning.
Yes. That is covered on a homeowners policy.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
The basic structure of a homeowners policy looks like this:
No, That would be a homeowners maintenance issue.