You MUST read your policy very carefully to find the answer to this question. If you are having trouble understanding your policy, go over it with your insurance agent or an attorney. No one here can tell you what your policy says except you and your agent.
Insurance should cover it, but you'll have to pay the deductable before they pick up the rest.
no, none do.
Yes they are. I would only use them as a temporary measure until obtaining the correct Siemens breaker. There is a part of the electrical code about modifying electrical equipment which this could be construed as. If the panel certification is lost and the panel faults and a fire occurs, your insurance company might not cover the losses occurring from the fire.
No. Neurons have a cover on a part called the axon. This is called a neurolemma. Not all axons have this covering. This cover acts like the cover on an electrical cord. It prevents it from short circuiting and increases the speed which the impulse travels.
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No. Homeowners Insurance does not cover the owners default on a mortgage note.
Depending on the source of the water, typically yes.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Homeowners insurance does not cover automobile nor there parts.
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
Yes. But the electrical company's insurance co should cover it if they are at fault.
No, homeowners insurance excludes vehicles.