No. Homeowners Insurance does not cover Auto accidents.
Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
No, That's what your Major Medical or Health Insurance policy is for. Homeowners Insurance is "Property Insurance". The very, very small amount of medical coverage offered on most home insurance policies is for accidental injuries to others while on your property.
No, Your homeowners Insurance does not provide coverage hired workers. A contractor is responsible for his own insurance policy or workman's compensation to cover injuries to himself and his employees. A contractor is not your employee and therefore not your responsibility, he is self employed.
Yes, in most homeowners insurance cases, the property of a visitor is covered. Also, it can cover any injuries that a visitor suffers.
Homeowners Insurance is "Property" insurance not health insurance, it is not designed to replace medical or health coverage. You would need to review your policy language or contact Insurance Agent to determine if any coverage is available under your property insurance policy.
It's called "personal liability" coverage, and virtually all homeowners policies have it.
Typically Trampolines and resulting injuries are not covered under your homeowners insurance policies. Most companies automatically exclude coverage for damages and injuries arising from the ownership of a trampoline. Most companies will also schedule your home insurance policy for cancellation if they discover that a trampoline is located on the property.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
No, homeowners insurance excludes vehicles.
Homeowners Insurance Covers your Property. Not criminal activities
Call your insurance company and get a claim started.
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.
No, Homeowners insurance is not a replacement for medical insurance.
Which of these provides the funds needed for expenses such as property taxes, homeowners insurance, mortgage insurance, etc.?
It depends on who fell and why. Homeowners Insurance is Property InsuranceHomeowners Insurance may sometimes provide a very small amount of coverage for minor household related injuries for the named insured.Visitor injuries would be subject to home owners liability terms.Major Medical insurance provides comprehensive coverage up to the policy limits regardless of where a personal injury occurred.It's much better to handle it with your medical insurer.Answer.homeowners
Employee injuries and Homeowners InsuranceNO, Your homeowners insurance policy does not extend coverage to your employees nor to the employees of a contractor performing services at your home.The injured employee needs to look to the employers provided Workers compensation program or to their own medical insurance policy for coverage.
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
Homeowners insurance is "Property Coverage". Most home insurance policies only have 500 dollars medical coverage for the named insured which covers minor house hold injuries in and around the house. Some home insurance policies have no medical coverage at all since it's "property insurance". Your home insurance policy does not and can not replace your major medical or health insurance policy. Medical insurance and property insurance are two very different kinds of insurance.
You ask the property owner.
Commercial property cannot be covered by homeowner's insurance. Commercial property insurance must be purchased for that category of property.
No. Homeowners insurance is "Property" coverage. Murder is a criminal offense and is not a covered peril under a home's property hazard insurance policy. Homeowners insurance does not provide liability coverage for criminal acts nor is it a replacement for a life or death insurance policy.
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.
No. They must purchase their own renter's insurance. The homeowners policy for a rental only covers the physical property.
No, Homeowners Insurance does not provide liability coverage for criminal acts of the insured. It does not matter if your on or away from the property.
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