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No, Your General Liability provides coverage for losses for which you are liable in some way. Nobody is liable for an act of nature.
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∙ 11y ago
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Will the Homeowners GL policy cover damage to an associations property from a fallen tree- ie drainage flume owned by the association?
No. No one is liable for an act of nature. The Homeowners Association's master insurance policy should cover damage to property owned by the association.
Does homeowners cover property that has fallen out of a moving vehicle?
If you have a comprehesive policy it may cover this with a limit. Personal property away from the premises is usually limited to 20% of the limit so hopfully your whole house didnt fall out. But if you do not have a comprehensive policy then there may not be a peril that will cover that, call ur insurance company on this one, they will let you know and wont affect your policy.
Does property damage liability cover damage to your neighbors property?
Yes, if you have Liability coverage on your policy, then it would provide coverage for the cost of legal defense as well as court judgements rendered against you for whch you are found liable.
Who is liable if a person's tree falls on a neighbor's house?
Nobody is "Liable" for an act of nature. It does not matter if it was your tree, your neighbors tree or a tree that blew in from 8 blocks away. Your own homeowners insurance policy will cover your property. If your neighbor sustained damage, Your neighbor's Insurance policy would cover damages to his property. Just notify your home insurer of your loss.
What type of insurance covers fire to recover the building?
Any building property policy such as a homeowner policy or commercial property policy will cover fire damage.
Does homeowners insurance cover loss of personal property?
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
Does your homeowners insurance cover the theft of your neighbors saw that you borrowed?
In general your Homeowners Insurance Policy is specific to property of the named insured. But it really just depends on the type of policy you purchased and the scope of coverage afforded. It would be a good idea to contact your insurance agent. Your agent could advise you on possible coverage for the stolen property.
Can a tenant insured rented property?
Usually your renter's policy covers whatever you bring into the property that does not become a permanent part of the property. Your renter's policy cannot cover property that belongs to the landlord.
Does renters insurance cover damage to others property?
No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.
Can a single flood insurance policy cover three buildings on your property?
Yes
Will renters insurance cover sewage pipe backup damage to personal property?
If your renters policy covers Sewer Backup then it will cover damage to personal property.
Does homeowners' insurance cover a personal injury claim from another property owned?
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
