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Helmet and leathers are an optional extra on most policies. Check the small print.
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∙ 15y ago
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Is the cost of motorcycle insurance different if you wear a helmet?
If there is no helmet law in your state, the cost of motorcycle insurance is the same whether you wear a helmet or not.
Does your insurance cover theft from saddlebags on a motorcycle?
Your motorcycle insurance will not cover theft from your motorcycle. Just the same as with your automobile, the theft is covered by your home or renters insurance.
Will motorcycle insurance cover track use?
Normal Motorcycle Insurance will probably not cover Track use if in doubt you should ask your Motorcycle Insurer they will probably be able to arrange extra cover for your Motorcycle Insurance for a premimum.
Does scooter insurance cover more than motorcycle insurance?
Scooter insurance does not cover more than motorcycle insurance. Essentially motorcycle insurance is scooter insurance and in general, is insurance coverage for 2-wheel vehicles.
Does insurance cover helmet and other safety gear like my motorcycle jacket in a collision?
Insurance does not replace clothing, even protective clothing in a collision. There is no policy coverage for helmets and clothing.
Can your dad's car insurance cover your motorcycle?
No, not that I have ever heard of. You need motorcycle insurance. Contact your insurance carrier.
Who must wear a motorcycle helmet?
any one under 21 MUST wear a helmet, but anyone over has to have insurance but doesn't have to wear a helmet
If I am not wearing a motorcycle helmet and I have an accident will it affect any settlement I may get?
If your state requires that motorcycle riders wear a helmet, and you were not wearing a helmet when you had an accident, insurance companies may use that against you to reduce any settlement. If your state has no helmet law, then insurance companies are prohibited from reducing your settlement by federal law.
Will UIM coverage on my car cover me on my motorcycle if my motorcycle has a different insurance company?
I believe motorcycle insurance has it's own UIM and is separate from car insurance.
Will I need motorcycle insurance for my son's dirt bike?
If you are taking it out on the street then you will need motorcycle insurance. If you are traveling on your property then your homeowner insurance will cover it.
Would your motorcycle insurance cover a rental car?
not in mass
Does motorcycle insurance cover uninsured drivers?
Some policies can.
