Yes, but you can contest it to the Dept. of Ed. Ohmbudsman office if it is a financial hardship.
If you need help getting out of default, or getting a garnishment lifted, then contact Default Management Services, Inc. for help. You can Google the name for a phone #. Ask for Doug, he is knowledgeable.
Not if he did not cosign on the loans.
In the U.S., the answer is Yes if you file jointly. I assume your wife's loans are in default. If she needs help getting out of default, contact Default Management Services.
Yes.
yes - it can be garnished for any federal obligations
If your old loan is paid in full, or no longer in default, you are once again eligible for financial aid.
No, creditors generally cannot garnish Social Security disability benefits to repay debts. These benefits are protected from most types of debt collections.
No.
the borrower
Yes.
Yes.
No.
yes, they definitely can and will.