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As a one-time issue in a good credit report, it may not be an issue. However, the reason the landlord checks credit is to assure that you will be likely to pay rent on time. It costs a lot of time and energy to follow up on non-paying tenants. I would also guess that the rental market you are looking in is going to matter in that the person with better credit will win that one open apartment.

Yes, it could be a problem and although I shouldn't say this, if the subject comes up have a good story to tell them. Usually landlords don't do a credit check on you and the worst that can really happen is they check at the last residence you live at. Here's hoping you were a good tenant.


It's not likely, as the previous poster stated. As long as you can submit the required monies, such as a security deposit you shouldn't have problem.


A one time example of a "bad debt" is OK but not 5 pages of them. The reality is that numbers give a great deal of info about a person's thus far life.

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โˆ™ 2015-01-13 00:07:14
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Q: Would a car repossession on your credit report prevent you from getting an apartment when they do a credit check?
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Related questions

Will an apartment complex do a credit check if I'm a new tenant?

It differs from apartment complex to apartment complex. But apartment complexes should do a credit check to make sure that they will be getting their money from their tenants.

Can you remove a repossession off your credit report if your cosigner has a judgment on the repossession?

No you cannot remove a repossession off your credit report if your cosigner has a judgement on the repossession.

Does a voluntary repossession affect credit the same way as a reposession?

Yes, there is no difference. A repossession is a repossession.

What will a repossession do to your credit report?

A repossession is a serious negative and will drop your scores.

How hard is it to get an apartment with no credit?

It is difficult to get an apartment with no credit, especially these days since earning more dollars does not come that easy. There are alternative ways of getting good credit that you can utilize. See the related link.

How can a repossession with a zero balance affect a credit score and can it be removed?

A repossession will significantly lower your credit score, regardless of the balance. It will take around 7 years before the repossession is removed from the credit report.

Is a voluntary repossession better than a repossession?

neither looks good on your credit.

Will a recent address change prevent you from getting a credit card?


How do you remove a repossession on your credit report after bankruptcy is discharged?

You present proof that the repossession never occured. You can dispute it with the credit reporting agency.

If your car is repossessed how does getting it back help your credit?

It won't help much unless you can sweet-talk the lender and convince him to remove the repossession from the credit report. Otherwise, the repossession stays on the record and the only 'improvement' to your credit rating would be the lack of an accompanying past due status.

How will a voluntary repossession affect your purchasing a car within a year from the voluntary repossession?

A repossession is a repossession, no matter if it is voluntary or not. Your credit will be ruined for 7 years.

How long after repossession can you get a car loan?

The repossession stays on your credit report for 7 years.

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