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Would a car repossession on your credit report prevent you from getting an apartment when they do a credit check?

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Wiki User
2015-01-13 00:07:14
2015-01-13 00:07:14

As a one-time issue in a good credit report, it may not be an issue. However, the reason the landlord checks credit is to assure that you will be likely to pay rent on time. It costs a lot of time and energy to follow up on non-paying tenants. I would also guess that the rental market you are looking in is going to matter in that the person with better credit will win that one open apartment.

Yes, it could be a problem and although I shouldn't say this, if the subject comes up have a good story to tell them. Usually landlords don't do a credit check on you and the worst that can really happen is they check at the last residence you live at. Here's hoping you were a good tenant.

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It's not likely, as the previous poster stated. As long as you can submit the required monies, such as a security deposit you shouldn't have problem.

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A one time example of a "bad debt" is OK but not 5 pages of them. The reality is that numbers give a great deal of info about a person's thus far life.

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It differs from apartment complex to apartment complex. But apartment complexes should do a credit check to make sure that they will be getting their money from their tenants.

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No you cannot remove a repossession off your credit report if your cosigner has a judgement on the repossession.

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Yes, there is no difference. A repossession is a repossession.

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It is difficult to get an apartment with no credit, especially these days since earning more dollars does not come that easy. There are alternative ways of getting good credit that you can utilize. See the related link.

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A repossession is a serious negative and will drop your scores.


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