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As a one-time issue in a good credit report, it may not be an issue. However, the reason the landlord checks credit is to assure that you will be likely to pay rent on time. It costs a lot of time and energy to follow up on non-paying tenants. I would also guess that the rental market you are looking in is going to matter in that the person with better credit will win that one open apartment.

Yes, it could be a problem and although I shouldn't say this, if the subject comes up have a good story to tell them. Usually landlords don't do a credit check on you and the worst that can really happen is they check at the last residence you live at. Here's hoping you were a good tenant.

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It's not likely, as the previous poster stated. As long as you can submit the required monies, such as a security deposit you shouldn't have problem.

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A one time example of a "bad debt" is OK but not 5 pages of them. The reality is that numbers give a great deal of info about a person's thus far life.

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โˆ™ 2015-01-13 00:07:14
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Q: Would a car repossession on your credit report prevent you from getting an apartment when they do a credit check?
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Related Questions

Will an apartment complex do a credit check if I'm a new tenant?

It differs from apartment complex to apartment complex. But apartment complexes should do a credit check to make sure that they will be getting their money from their tenants.


Can you remove a repossession off your credit report if your cosigner has a judgment on the repossession?

No you cannot remove a repossession off your credit report if your cosigner has a judgement on the repossession.


Does a voluntary repossession affect credit the same way as a reposession?

Yes, there is no difference. A repossession is a repossession.


How hard is it to get an apartment with no credit?

It is difficult to get an apartment with no credit, especially these days since earning more dollars does not come that easy. There are alternative ways of getting good credit that you can utilize. See the related link.


How can a repossession with a zero balance affect a credit score and can it be removed?

A repossession will significantly lower your credit score, regardless of the balance. It will take around 7 years before the repossession is removed from the credit report.


What will a repossession do to your credit report?

A repossession is a serious negative and will drop your scores.


Is a voluntary repossession better than a repossession?

neither looks good on your credit.


If your car is repossessed how does getting it back help your credit?

It won't help much unless you can sweet-talk the lender and convince him to remove the repossession from the credit report. Otherwise, the repossession stays on the record and the only 'improvement' to your credit rating would be the lack of an accompanying past due status.


How do you remove a repossession on your credit report after bankruptcy is discharged?

You present proof that the repossession never occured. You can dispute it with the credit reporting agency.


Will a recent address change prevent you from getting a credit card?

NO


How will a voluntary repossession affect your purchasing a car within a year from the voluntary repossession?

A repossession is a repossession, no matter if it is voluntary or not. Your credit will be ruined for 7 years.


How long after repossession can you get a car loan?

The repossession stays on your credit report for 7 years.


Will a voluntary repossession from your spouse affect your credit?

Yes, but perhaps not as adversely as an involuntary repossession.


When your Father passed away how bad will a car repossession affect a cosigners credit?

It depends on how your father's death, the repossession, and the cosigners credit are corelated.


Can a car repo prevent from buying a house?

Any repossession negatively affects your credit rating. Negatively affected credit ratings will affect your ability to obtain loans, typically in a negative way.


Does bankruptcy remove a repossession from your credit report?

No.


What will a car repossession do to your credit rating?

A repossession on your credit is NOT GOOD. Avoid it if there's anyway possible. You say the car is SOLELY in your name?? GO GET IT and sell it.


What kind of credit is needed to rent an Apartment?

i lease apartment in florida and pay up. in colorado i can get apartment 570 credit score


Will a repossession affect your credit?

Yes, it's one of the worst things that you can do to your credit.


How will voluntary repossession of my home in Texas affect my credit?

The effect on your credit will depend on how the lender chooses to report it to the credit bureau. Sometimes a lender will be willing to report it 'paid as agreed' or 'settled' entry on the credit report rather than an actual repossession. If it is reported as an actual repossession or foreclosure it will be on your credit for seven years and negatively effect your rating.


Can an apartment complex refuse to rent an apartment to you if you have filed for bankruptcy in the state of Florida?

Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history.


How does a repossession affect your credit?

It hurts it very badly.


Can you file for bankruptcy with a repo on your credit?

The fact that you have a repossession on your credit report is not a determining factor of whether your can file for bankruptcy. Generally in bankruptcy you can remove the debts from the repossession of your vehicle.


Need to get a reepo off my credit report?

i need to get a repossession off my credit report


What does a voluntary repossession do to your credit?

Any repossession will negatively impact your credit. Organizations using the credit report do not differentiate between voluntary and non-voluntary. Rather, the organizations see that you were not responsible with credit and what you purchasd needed to be taken away. Generically, a repossession is considered the same as a chargeoff or writeoff, so the impact on the credit score may be anywhere from 50 to 200 points, depending on one's personal credit situation.