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Almost certainly.

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โˆ™ 2009-09-03 05:30:56
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Q: Would an insurance company refuse claim if driver was drunk?
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Can you sue at fault driver in California who has insurance if his insurance company refuses to pay your claim for medical expenses or do you have to sue his insurance company?

yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.

What to do if your insurance ruled other party at fault and they refuse to turn in to their insurance now they are suing you?

I would get your insurance company involved, they are there to keep this from happening.

Can an insurance company refuse to let you drive a car insured by them when you have other insurance?

Since the insurance company does not own the vehicle, they cannot refuse to let you drive it. What they CAN do is refuse to provide coverage for a person driving the vehicle - but it would state that in the policy provisions. If the driver in question was covered under his/her own policy then that policy might very well extend to other vehicles he/she were driving, but again, that would be in the policy provisions. In other words the answer would lie in the policies in question and there is no standard answer - although in most cases - but not all (in the US, anyway) the driver would be covered under both policies, the one on the rated vehicle providing the primary coverage.

Will insurance pay if you allow an unlicensed driver to drive and an accident occurs?

NO. By allowing a person who is NOT a licensed driver to drive your car, you committed an offense under the state regulations, so your insurance company can refuse to pay any claims. That is not true in California. Unless the person is specifically named as excluded from the policy, the insurance company will pay up to the limits on that policy. The original question asked about an UN_LICENSED driver. I can't think of any jurisdiction where a person that doesn't have a state issued driver's permit , who has a car accident would be covered by ANY insurance company. The insurance company MUST have a clause that bans such a thing from happening.

Can your boss refuse to give you health insurance?

In the UK a company has to have certain liability insurance for the public and employees. The type and extent of that insurance would depend on the business itself. No company is required to supply personal health insurance outside of the liabilities of such insurance.

Can you be denied health insurance if you had a driving under the influence ticket?

Absolutely - the insurance company would view you as a 'high risk' because of your DUI. Any insurance company can refuse to insure you - they don't have to give a reason !

Where would low insurance quotes be obtained?

Low insurance quotes would be obtained from an insurance company after showing a long history of safety and a lack of accidents or collisions. An insurance company would offer a low quote after seeing that the customer is a responsible driver.

Can a fully insured driver drive an uninsured car?

It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.

Can you use out of state driver car insurance?

I'm sure that it's very possible. My suggestion would be to call your insurance company.

What happens when a uninsured driver hit someone?

What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.

What does the finance company do when a car is totaled and there is no collision insurance?

If the driver was uninsured or only had liability insurance, they would be liable to still pay the finance company back or face a lawsuit.

Would an insurance company instantly refuse a claim if you were not at fault in an accident but were however charged with a high range pca by the police?


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