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If all you did was sign the "Statement of Intention" saying you intended to reaffirm the debt, and did not in fact reaffirm the debt with a reaffirmation filed with the court, and did not continue making car payments after the date of filing, the secured debt survived the filing and you are not entitled to the title until you pay the loan off. The lender can repossess the vehicle and sell it.

It's not a question of what the court did, but what you did or did not do with respect to the loan.

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Q: You filed bankruptcy but opted to pay off your car loan you have documented proof of this the court went and filed it as a bankruptcy and you need the title of the car?
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I filed bankruptcy in July and included my car in the bankruptcy it discharged out of court in Oct its now December and they still havent picked up the car how long after that does the car become mine?

unless you opted to keep your car and continue to make payments, they should have repoed it already. in other words, if you still want to keep the car you can only if you keep paying for it.


If you filed a Chapter 13 in California and now live in Texas can you dismiss that case and file a Chapter 7?

No. Bankruptcy is not a state governed court. All bankruptcies are filed in Federal Courts. Once the Court has made a ruling it will stand. The judgment is valid in All 50 States. Sorry. Yes. Many states have opted out of federal bankruptcy filing, some states allow the petitioner to choose whether they want to file a state or a federal bankruptcy. The best choice obviously is the one that is most advantageous for the petitioner. A chapter 13 can be converted into a chapter 7 if the BK petitioner can show the trustee that they cannot meet the requirements for the original 13 filing, regardless if it is a state or federal filing. Because of the strict exemptions allowed in a Chapter 7, it would be prudent to seek legal counsel before taking any action.


BITS Pilani Goa ranking?

BITS has opted out of the rankings since 2005 because of a pending court case


How can a person find out what the laws are in their state regarding wage garnishments taking ones property and being sued?

Statutes that apply to bankruptcy are used in lawsuits and judgment awards. A search of state bankruptcy laws will provide the information. If the state of residency follows federal BK procedures, there is generally a mixture of state and federal statutes concerning lawsuits. In states that have opted out of federal BK, the consumer is also entititled to federal non-bankruptcy exemptions when defending against a creditor lawsuit.


How do you spell obted?

If the meaning is equivalent to "choose an option", then use "opted", e.g. I opted to pay cash.


If your Chapter 7 was dismissed and discharge recalled for failure to surrender non-exempt value can you file again before 6 years?

Possibly. It would depend on several things. For one whether or not the state you reside in allows Federal and/or State BK filings. Some states opted out of Federal bankruptcy. Persons considering bankruptcy should refer to the laws of their residential state.


What is the antonym for opted?

Forced to


What are the Iowa bankruptcy laws?

Bankruptcy is ALWAYS a Federal Courts matter. All are covered under the same Federal Laws. There is a specific set of Federal bankruptcy Courts. The divisions are known by names of the areas they service like "Federal Bankruptcy Court of Western New York" or "FBC of Iowa". Like all District courts, their case history and certain holdings vary slightly, and some items (like real Vs personal property), generally are held to follow the definitions for the local area. There is much on this site about Federal bankruptcy laws. Iowa opted out of federal bankruptcy the state's BK exemption laws apply. Many bankruptcy laws vary from state to state and debtor to debtor. See link for a listing of BK exemptions for the state. See discussion page for some additional explanation. Elections avail to Iowa residents filing in that Federal circuit: Eighth Circuit Court of Appeals Iowa Northern District Court Iowa Southern District Court Exemptions: A debtor is generally permitted an exemption of certain personal or real property in the enforcement of a judgment against him or in a bankruptcy proceeding under state laws or federal laws. Under the laws of Iowa, the homestead of every person is generally exempt from judicial sale. (Iowa Code Section 561.16.) Other general exemptions may include wearing apparel of the debtor and his dependents, household furniture and furnishings, automobile, burying ground, cash value in life insurance polices, pension, and public benefits. Each of the prescribed exemptions may be limited to certain amount in value. (Iowa Code Sections 627.1 et seq.) In a bankruptcy proceeding, although the federal statute permits election of exemptions provided under state laws or federal laws, the State of Iowa specifically precludes such election. (Iowa Code Section 627.10.) This means that a resident of Iowa may only claim exemption of such property and to the extent as permitted under Sections 627.1 et seq. of the Iowa Code even if the exemption provided under the federal Bankruptcy Code may be more beneficial to the debtor.


Did Sarah Palin finish her term in Alaska?

Sarah Palin resigned near the end of her first term, having decided not to run for re-election. She opted to step down, citing the cost to the State of Alaska of defending her from numerous frivolous lawsuits filed against her by her political enemies.


Why have you opted for school?

We have opted this school for my child based on three main key points the high academic reputation, safe and secure environment, and highly recommended staff and faculty.


How do you use opted in a sentence?

i was opt and then i opt wasnt which means in the opt end i was really opt.


Can an opted out minister opt back into social security?

yes