In addition to the $1000 deductible, your insurance rates will increase. Many times, hail dents will respond to heat.
You can try pointing a hair dryer at some to see if this helps (if it were summer, a dark car in hot sun would do the same). See what it costs to fix the major dents remaining after heat treatment, this may be around $1000 and not raise your insurance rates.
No. The deductible only applies to your vehicle.
The estimated cost of damage is $20-25 billion.
After you meet your deductible
The premium is what you pay for the policy. The deductible is what the insurance company will not pay for what is covered. For example you buy a car policy for collision. You pay the premium of $50. If you crash the car, the company will not pay any thing less than the deductible. If the deductible was $1000 and you sustained $1500 damage, the company would pay you $500. If the damage was less than the deductible, you get nothing.
If you are at fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.
It is the liability portion of your auto policy that pays for the damage to another vehicle that you hit. There is no deductible to fix the other car.
More than likely, yes. The car was the responsibility of the person driving it at the time of damage, regardless of the circumstances. You are NOT liable for any part of the damage (including deductible) as long as you are driving with your friend's permission. No, you are not responsible for the damage.
$335.
The term deductible, when discussing insurance issues, applies to the amount of money you must pay out of pocket before your insurance coverage will pay for a claim. For example, if you have a $500 deductible on your homeowner's insurance policy and you have $1,000 worth of hail damage, you must pay your $500 deductible towards the damage and your insurance policy will kick in to pay the remaining $500 for repairs.
It depends on the car rental company and the type of insurance you sign up for. The LDW (Loss Damage Waiver) typically covers the car for most damage situations without a deductible or in some cases a small deductible (up to $100). Check the fine print or ask the rental agent about deductibles in case of damage.
Yes, if you want to turn it into your insurance, you will be required to pay the deductible before they will cover the other costs of the damage. If another person hits your car, you would not have to pay your deductible.
Subject to your deductible, yes a standard HO3 policy should cover your wind damage.