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Q: Your boat got reposed now the bill collector is threatening legal action on the remaining balance after they auctioned off the boat can they get a judgment and put a lien on home?
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Related questions

Can 3rd party credit card collector garnish wages?

If the collector sues the debtor and is awarded a judgment the judgment can be executed as a wage garnishment.


How long can a debt collector collect a debt from a judgment if you have moved to South Carolina?

In South Carolina, a debt collector has 10 years to collect a debt from a judgment. This time frame starts from when the judgment is entered. After the 10-year period, the debt may no longer be enforceable unless it is renewed through legal actions.


When a debt collector says they will put a judgment on you what does that mean?

they are watching you. or they are keeping an eye on you.


What happens if judgment entered for car repossession in Texas?

It goes through a legal process, and if you fail to get your vehicle back, it will be auctioned of to help fund the government.


Can a collector collect on a judgment after dismissal of a Chapter 13?

Dismissal yes, Discharge, probably not.


Does a lawsuit by debt collector affect credit score?

Yes, a lawsuit by a debt collector can affect your credit score. If the debt collector wins the lawsuit and obtains a judgment against you, it may be reported to the credit bureaus, which can negatively impact your credit score.


Can a debt collector for a cell phone company take your income taxes?

No. Only the government can take your taxes, but a debt collector can get a court judgment against you and take your pay check.


If it has been 8 years since your car was repoed and they are still threatening you for money when will they go away?

7 yrs AFTER the date of the judgment, fed law requires the judgment to be removed from your credit file.


Can a debt collector garnish wages if they are not the original creditor?

Yes. If they sue the debtor and win a judgment the creditor or collector can execute the judgment in accordance with the laws of the debtor's state. Texas, Pennsylvania, South Carolina and North Carolina are the only US states that do not allow wage garnishment for creditor debt.


Can a creditor charge you more money than what is stated on the judgment filed against you?

Not directly. In some instances a judgment can be amended. The usual procedure is for the creditor/collector to file for a new writ of judgment for execution. Which, dependent on the circumstances may or may not be allowed.


How do you get a civil judgment removed from credit report and how do you fight the debt collector when they told you they would not take you to court but they brought a default judgment against you?

I have a civil judgment against me and the mobile home wasn't in my name. It is showing up on my credit report. How do I dispute it?


Can a debt collector refuse certified mail?

Yes they can, but it could be grounds for summary judgment in your favor. Especially for dept verification.