Is it possible negotiate with the insurance company over what your totaled car is worth? Sure, but you'll need to get comparables from the internet and the classifieds. if there is a big difference, you may want to consider getting an attorney to help. Hope that helps! http://www.boomer-survival-guide.com
You can, but totaled means "not worth repairing". You will spend more money repairing a totaled car than you would buying a new one.
Not if you notify you local PVA that the car is totaled and not longer in service. You will pay taxes up to the day it was totaled.
I don't know if there's a provision but, depending on which state you live in a car is totaled when the repairs cost more than 50-75% of the car's value.
That is the true definition of totaled ...when the repair cost is more than the car is worth
Your car is considered totaled when it would cost more to fix it than it is worth. when your insurance company says it is or it cost more to fix than it's worth == When the repair costs exceed 50-75% (depending on what state youre in) of the actual cash value of the car.
Home equity loan perhaps. No bank is going to finance a totaled car.
When the damage is more than the bluebook value.
Get a new car. == If someone hit your car you will be paid the actual cash value of the car. If you totaled the car and had collision coverage you will be paid actual cash value, too.
If you had not wrecked the car the answer would be yes. But you totaled the car so that makes it more complicated. If the mechanical problem caused the wreck you may have a case. If you are just trying to get your money back because you totaled the car then you have no morals and character. On the other hand if the mechanical problem caused the wreck then seek the advice of a lawyer.
no
No.
drink driving