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Your father died years ago your mother never changed her beneficury what happens to her life insurance?


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Wiki User
2008-07-20 22:57:49
2008-07-20 22:57:49

If a beneficiary under a policy is deceased, and if the beneficiary designation did not provide for an alternate beneficiary, then the proceeds are payable to the insured's estate. To access the proceeds, you would probably need to go through probate or some other form of proceeding for the passing of a decedent's assets.

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