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If a beneficiary under a policy is deceased, and if the beneficiary designation did not provide for an alternate beneficiary, then the proceeds are payable to the insured's estate. To access the proceeds, you would probably need to go through probate or some other form of proceeding for the passing of a decedent's assets.

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Q: Your father died years ago your mother never changed her beneficury what happens to her life insurance?
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My father passed away and forgot to change his beneficury when he divoriced 14 years ago?

my father passed away and forgot to change his beneficury when he divoriced 14 years ago. what is going to happen with his life insurance ?


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I need to report my father's death and collect on his life insurance policy.


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Yes you can. To get insurance, insurance companies, want to see an "insurable interest." Since he is the father of your child, you have an insurable interest on him.


When my father died the homeowners insurance was never changed to my name the deed was put in my name can this be grounds to be denied a claim on the policy?

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Your father took out insurance and you do not know with whom?

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How can you find out the name of the life insurance companies that your father had life insurance with?

I need help


What happens if a person dies and leaves no beneficiary for his life insurance policy but there is a will?

In Canada, if there is no beneficiary of the life insurance policy, the proceeds go into the estate of the owner. This person is often the same as the life insured but doesn't have to be (eg a father buying life insurance on his son. The father is the owner and the son is the life insured). The proceeds form part of the owner's estate and are distributed according to the instructions in the will after all debts have been satisfied.


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What happens to you when you're driving your parents' car and you're involved in an accident and it's your fault and you're not under your parents' insurance?

The insurer (either your mother/father or both) are responsible for all costs.


What happens if the father is not listed on the birth certificate?

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