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Your husband passed away and had credit cards in his name and your name was not authorized to use them do you have to pay off the credit card company?
Wiki User
∙ 15y ago
This is tough because the laws vary by state so you really have to your own research. I will say; however, that if your husband used that card for "family use", i.e.: food, bills, etc. then you can be held liable. Also, if you ever signed a credit card receipt then you can be found liable because you are then deemed to have implied authorization.
Wiki User
∙ 15y ago
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My mom passed away and I was authorized user on her card. now it is on my credit report as discharged.what do you do?
You need to open your own account.
Your husband passed away and had credit cards in his name can they take money out of the life ins that you are beneficiary?
No.
Can you pay your debt to the original company if the debt has been passed to a credit company?
No because the original company has 'sold' the debt to the credit company or in other words the credit company has bought the debt account from the original company for less than what you owe. That is why credit companies keep chasing you to pay them.
Does your dead husband's 500 credit card debt get passed to you if he has no assets but you received life insurance proceeds?
Not if you are smart about it. You do not have to pay his debts through his insurance policy. Inheritance may be another thing. The credit company could put a lien on the estate. The insurance policy is NOT the estate. Y-THINK-Y
MY husband passed 2 weeks ago sorry to say but he had a vehicle ONLY in his name and also title I am his wife am I responsible?
Did the car get repossessed? This I believe, would best be addressed by the person/entity who has the lien on the car (the bank, the credit company, etc).
Is the husband respoNsible for spouse credit card debt if the spouse has passed away?
Debts of the spouse are considered to have benefited both of them. He can be held responsible for the debts.
Your Mom passed away with no estate and you have joint credit cards that she put you on Can you tell the creditors you can't pay them without hurting your credit?
if you are a joint user(you signed papers) then NOPE you're just as responsible. If you are an authorized user that may be different ans something to check into.
If your mother had 15000 in credit card debt and you were an authorized user and she passed away and you were charged 1400 by the credit card company are you responsible for paying that amount?
In general if the card was used after the person died, the user is responsible for the debt. In some cases the person using the card could possibly be face fraud charges. The laws of the state in which the deceased resided governs the penalties and/or responsibilities of said action.
If mom passed 3 years ago with no insurance or home but had 15000 cc debt and you were an authorized user but never charged anything to the account how do you get it off your credit report?
I'm not 100% sure but the way I understand the law it should not end up on your credit report just because you are an authorized user. The only time that is the case is in the community property states where the survivor is a spouse. I would contact the credit agencies (if theis did end up on your credit report) and request that it be removed based on that fact.
When did Mary Ludwig Hays McCauley take the place of her husband in the revolutionary war?
After her husband passed out,because of the heat.After her husband passed out,because of the heat.
Can merchants charge a fee for using a credit card in the UK?
You are not usually charged a fee for using your credit card. HOWEVER - the fees charged to the retailer by the credit card company, will covertly be passed on to all customers by charging more for their products !
If you and your husband are joint tenants on credit cards are you responsible for the debts if he has passed away?
Yes. When an account is jointly held, all parties are equally responsible for the entire amount owed.
