Man, I'm glad I don't live next door to you! Ever thought of being an informant or a spy?
Don't expect insurance to cover you if something does go wrong on the trampoline...
All you can do is ask your neighbor. There is no central registry for peoples home insurance policy Alternatively you can sue your neighbor and you will meet the insurance companies attorneys in court.
Your neighbor's insurance company's liabilty coverage should pay for it and your insurance company should pursue it for you
Bear in mind that most companies strictly prohibit coverage for homeowners who have a Trampoline. Generally when the Home Insurance Company discovers that you own a Trampoline they cancel your policy. whether an injury has occurred or not. If you have homeowners liability coverage, and you do not have a trampoline exclusion, then yes, liability would cover non-household members. Be prepared though to have your insurance cancelled.
file with your insurance company and they will deal with your neighbors insurance policy.
No, since the insurance company would have been damaged by the act, not you. You have no standing to sue. On the other hand, your insurance company can sue- and can pursue criminal charges.
It is up to the insurance company to seek damages, not you.
Assuming you have insurance, you should first of all tell your insurance company about the damage. If you have insurance your insurance company should repair the damage for you (at no charge to you) and it is up to them to ask your neighbor to pay for the repairs.However, it is also important that you politely tell your neighbor about the damage (to ensure that the leak that caused it is fixed) and that you are going to ask your insurance to fix the damage.If you have to pay an excess on your insurance policy claim, you can ask your insurance company to recover this from the neighbor for you - if this is not possible to do you will have to pay this excess and may have to pursue your neighbor for it yourself.If you have no insurance, and the damage is definitely caused by your neighbor, you should politely ask him to repair the leak then ask him to pay for the damage to your floor caused by it. You may need some quotes for the work to show your neighbor. If he refuses to pay, your only recourse is to go to court to make him pay. Depending on the scale of the damage this may or may not be worthwhile. It is much easier if you have insurance!
Yes, in most cases your neighbor's insurance may be responsible for paying for fire damage to your property caused by your neighbor's negligence. You would typically need to file a claim with your neighbor's insurance company to seek compensation for the damages.
If it isn't covered by your insurance, then you have to pay for it yourself. Your neighbors are not responsible for the damage unless the fire was caused by neglegence and can be proven in court. It's unclear whether Nationwide is your insurance company or your neighbor's. If it's your, then you might ba able to file a claim through your neighbor's insurance. If not, you'll regretably have to sue the neighbor for the damages.
If you are wondering which insurance company offers the lowest rate for uninsured motorist insurance because your neighbor is planning to move to Ohio, then you should try Geico.
You call your insurance company