Getting a loan without a co-signer is not an easy task. I would look into federal loans as an option. Look at the website www.fafsa.ed.gov for more information and help on your options.
No.
The only option is for the loan to be refinanced without the particpation of the present cosigner.
No, the refinancing without the consent or knowledge of the original cosigner created a breach of the original lending agreement and the cosigner is no longer legally obligated for the debt.
The only way to take a cosigner off of a loan is to refinance it.
Nothing. The only option for being remove as a cosigner is to have the original loan refinanced without the cosigner participating.
A cosigner can only be relieved of the financial obligation through refinancing of the loan without the current cosigner's participation.
A cosigner cannot be removed from the debt obligation except by a refinancing of the loan without the original cosigner's participation.
No, a cosigner can only be relieved of the financial obligation by a refinancing of the loan agreement without them being a participant.
Possible fraud charges.
Yes, if you have a good credit score.
You should talk to your college's Financial Aid office, who will be able to direct you to potential loan sources which may not need a cosigner. Most students are not going to be able to get a loan without a cosigner unless it's something like a guaranteed student loan, in which the government is effectively your cosigner. You will need to qualify for a GSL, though, and your financial aid office will help you with that.
YES !!! He/she should certainly discuss it with the cosigner. It may be a gift or it may just be that the cosigner doesn't want to have that note appearing on his/her credit report. Whatever the reason, even if the cosigner did it as a gift, the primary should acknowledge and express appreciation. But be prepared if the cosigner expects the loan to be paid back.