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You can always dispute anything on your credit report. You will start by contacting the 3 credit bureaus: Equifax (800) 685-1111, Trans Union (800) 888-4213, and Experian (888) 397-3742 They can walk you through the process. They key is that anything you dispute will be brought to the attention of the company that reported it, and they have 30 days to respond to your claim. If they do not respond... there is a law whereby THEY HAVE TO TAKE IT OFF YOUR CREDIT!!! Good Luck!!

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19y ago

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Is interest due during a tax dispute?

It depends upon the result of the dispute. if the liability to pay tax is confirmed on an appeal, interest accurues even during the period when the liability is in dispute. Because the liability to pay is there before the dispute and after the dispute. If the liability is deleted on an appeal, there is no liability to pay tax before the appeal and after the appeal. When there is no liability there is no interest there upon.


If you just paid items on your credit report will they come off your report if you dispute them to credit bureau?

It's difficult to give a specific answer w/o knowing what type of transactions the accounts were. If they were paid in full it will be noted something similar to "paid as agreed." But will remain on the account until closed and the time limit expires. If they were accounts that were in default they would perhaps be noted "satisfied and/or settled". Defaulted accounts will remain for the entire seven years or possibly more if they involved a judgment. Not all accounts are entered (or even have the same information) on all credit reports. Which is why consumers should make it a habit to inspect their credit report a minimum of once a year, preferable every six months.


Failure to report rental income?

That's not even a question.


Credit help i need someone to help me clean my report up?

Just dispute everything negative. You can say you were not late on each reported late payment or that you paid each account. The creditor has to be able to provide the credit report agency with the information that says you didn't pay. Sometimes the card companies won't even have all that info anymore (especially if your account is closed). Some stuff is bound to come off. If you still owe on some accounts then offer to pay them in full if they will remove the negative info from your report.


Can you have accounts that have been closed for 2 to 4 years removed from your credit report?

If your question pertains to closed, positive, accounts; you do not want tyis type of account removed (or more accurately, shielded from view) on your credit file. Old positive accounts still show past payment history. If these accounts were open, they would be aiding your credit score by lengthening the time you have had open credit. But, even when closed, they show past credit history. This is good thing, and not something want removed. If your question pertains to accounts with derogatory information; those items may legally show on your credit for 7 years from the date of last activity. After 2 to 4 years, you can write a letter of dispute to the credit bureaus. If the accounts are not verified within 30 days, they must be shielded. If verified, they will not only remain on your credit report, but also get updated. This won't change the length of time they show on your report, but MAY effect how much they impact your score.

Related Questions

How to win a dispute ony credit report ony credit report that is not even mine?

You will have to contact each of the three credit reporting agencies separately in order to dispute charges and false information on your credit report that does not belong to you.


How long does a collector have to respond to your dispute before the collection has to be taken off your report?

Generally speaking a creditor has 30 to respond. But do not expect the item to be taken off your credit report. If you have filed a dispute the item wll say that you owe the money but you have disputed it. Even after its paid it can stay on your report for up to 7 years. ^^^^ Actually, that is completely incorrect. They do have 30 to respond, however, if they have not complied to your dispute within 30 days of receiving, FRCA by law has to removed this from your report. If you don't dispute it, the it will remain on your report for up to 7 years.


Is Goodgame farmer safe?

Yes! You can even report a user if you think He/She did something wrong.


Will paying off my 72k mortgage and 30k in bills raise your fico fast and how much?

No and Yes. Paying down your credit cards so that the available credit is higher then what is currently being used is a factor in the scoreing. The best way you can raise your credit score is dispute the derogitory credit you have that has been paid off or is old. There is no reason something paid current from 1980 should still be on your credit report. If you do not stand up for yourself no one will. I suggest disputing any paid derogitory credit. Even if it says paid on the report dispute it anyway as being paid. The agency will go back to the creditor and they will have 30 days to answer the dispute or it will be dropped of the report. most collectors when paid do not answer those disputes.


If your original creditor was removed from your credit report can you dispute the collection agencies still showing the debt and have them removed also?

No, the original crditor was removed because the account was sold to a third party collector. The entry will remain on the report for the required 7 years from the DLA. You can dispute the collection agency entries as well. Often times if you have paid the debt, the collection agency will no longer keep records, thus be unable to prove the debt when you dispute it. They more than likely won't even respond, as they got their money and don't care anymore.


If you have been told you have a delinquent debt with a car repossession that was charged off in 1994 can this debt be placed on your current credit report even though you have denied ever owning the car?

A repossession that is over seven years old is not supposed to be on your credit report. It is not unusual for a collection agency to illegaly "reage" a debt in order to try to pressure you to pay. From your post it does not appear that you know what is on your credit report. If you have been denied credit then you are entitled to receive one for free. Contact information for the three credit reporting agencies can be found at solidgoldhomebusiness.com If this item is actually on your credit report then you can dispute the information and demand verification. Dispute instructions will be included with the report.


Who do reporters work for?

They see what's going on around the city, state, even towns. Sometimes they will report something on the news or the newspapers.


How long will bad debt credit cards stay on your credit report if you haven't made any payments on them and they have been in collections for over six years now?

Actually, the debt (as long as it isn't a bankruptcy or judgement) should be removed from your report 7 years from the date of delinquency. Many collection agencies will wait months, sometimes a year + to put a negative item on your credit report. This way it will effect you longer, and you will be more prone to pay off the debt in the future.If this happens, dispute, dispute, dispute!!! Dispute everything on your report, especially the items that have been incorrectly reported.I recently had a few items removed completely from my report because I disputed the dates, and the creditor couldn't provide ANY form of documentation to support I even had a debt with them.Also, there are statues of limitations in some states on debt collection. How long is too long before someone can file a judgement, ect. For example, in Texas that limitation is 4 years for debt collection.See: http://www.badcreditmd.com/statuteoflimitations.html


Where can you purchase legit Women's Cheetah Print Foamposites if they're even real?

tesco


Where do I go looking for legit cheap DVDs ?

Legit, cheap DVDs can be found online at eBay, amazon, kijiji. You can try out garage sales, flea markets or even discount stores.


What can you do if Youtube deletes your video even after you won a copyright dispute in relation to it?

Sue them.


Is Austin personals a legit site for dating?

I don't even see this website posted up. But you could give it, a shot you never really know till you try something. I hope it is what u want it to be. Good luck.