If the bill was in your name, there is really nothing you can do about it. Sorry, but... the CR's are not concerned if your roomie didn't pay.
There are many ways one can clear their credit report. One can clear their credit report using popular on the web sources such as MSN Money, Lexington Law, and Nolo.
The short answer is the only answer one. You have to pay your debts off.
Usually you have 30 days to respond and to clear it up and if it is not cleared up in the 30 days than it is reported. But there are exceptions. Some companies close the card down and report it as closed and delinquent. Check your credit report to see if it is on there and if it isn't then when you call to pay it ask them if you pay it now will it not be reported being that it hasn't been reported yet.
If you have a copy of your credit report the creditor's last known phone number and/or address should be listed. If it is not you can contact the credit bureau that it is reported with and they can try to get you that info. Otherwise, dispute it with the credit bureau. If they can't verify the information they will delete it. Good luck.
give me your credit details and pin and email them to I.am@gulible.no.money
There are many ways one can clear their credit report. One can clear their credit report using popular on the web sources such as MSN Money, Lexington Law, and Nolo.
Read the Fair Credit Billing Act. Also your user agreement.
No, in fact it will leave a Bankruptcy record on your credit report for 10 years.
The short answer is the only answer one. You have to pay your debts off.
no
According to True Credit you can receive one credit report a year for free. This report incudes reports from the three top reporting agencies. This is good to do annually to make sure everything is clear and correct.
If You Paid The Bank All Moneys Owed, And At Present Are Credit Wise Clear With The Bank. Take Your Report To A Loan Officer Then File A Report With The Credit Reporting Company, This Should Clear This From Your Credit Records.
Besides paying your debts off or filing bankruptcy if you are unable to pay off these debts there is nothing you can really do to clear them from your credit report. Most debts stay on your credit report for seven years.
First you have to pay off your loans in cash if you want to quickly remove your credit report first. Besides this you may contact a good credit repair company.
I had to clean up my credit report several years ago and it took a lot a work but was able to buy a house and now have financing through my bank. You will need to have the cash to pay off loans if you want to quickly remove them from your credit report. First contact the creditor and ask if you were to pay off the balance would they take it off your credit report. If they agree to first get a letter from them stating so before you give them any money. It still will take several months to clear off your report. Hope this helps.
Knowing your credit report credit score is the first step in securing a mortgage. When you are looking to buy your home, having a current, up-to-date copy of your credit report is essential in securing the best rates. By reviewing your credit report prior to applying for a mortgage, you will be prepared to clear up any past debts or errors on your credit report that could prevent you from getting a mortgage loan. Your loan officer will request a copy of your credit report credit score, so don't be taken by surprise when it comes time to apply for your loan.
Getting a copy of your credit report is a great way to make sure your financial health is in order. The Federal Trade Commission mandates that each citizen is entitled to a credit annual report at no cost, once yearly. Requesting your free annual credit report is easy. Simply find a site that offers free credit reports and request your one-time report. This will give you a snapshot of your debts and any actions taken by your creditors. With a free annual credit report, you will be able to clear up any errors or inconsistencies, settle debts and raise your score. Request your credit annual report today.