There could be several reasons why the other party's insurer is not responding to your claim. It could be due to a high volume of claims, lack of information or documentation provided, disputes over liability, or delays in their internal processes. It's important to follow up with them and provide any additional information they may need to process your claim.
If the at-fault party is not responding to the insurance claim, you should consider contacting your own insurance company to help facilitate the process and potentially pursue legal action against the at-fault party.
To file a third-party insurance claim, you typically need to gather information about the incident, such as the other party's insurance details and any relevant documentation. Then, you submit a claim to the other party's insurance company, providing all necessary information and supporting documents. The insurance company will investigate the claim and determine the coverage and compensation.
To file a third-party claim with your car insurance provider, you should gather all relevant information from the other party involved in the accident, such as their insurance details and contact information. Then, contact your insurance company to report the claim and provide them with the necessary information. Your insurance company will guide you through the process of filing the claim and help you understand your coverage and rights.
To file a third party insurance claim, you need to gather information about the incident, contact the at-fault party's insurance company, provide details of the accident, submit any necessary documentation, and follow up with the insurance company for updates on your claim.
To file a 3rd party accident claim after a car accident, you typically need to gather evidence, such as photos and witness statements, and then contact the at-fault driver's insurance company to file a claim. You may also need to provide medical records and other documentation to support your claim. It's important to follow the insurance company's procedures and deadlines for filing the claim.
insurer to the insured
If the at-fault party is not responding to the insurance claim, you should consider contacting your own insurance company to help facilitate the process and potentially pursue legal action against the at-fault party.
Perhaps the best answer is "yes and no". If your auto insurance company denied the claim of another party with whom you had a collision, it was either because you did not have liability coverage to protect you from the claim, or because your insurer, after investigating, did not believe that you were at fault. If the other party had liability insurance, the insurer can deny your claim for the same reasons. If this happens, the other party is generally free to sue you, in which event you need to turn the suit papers over to the insurer so that it can defend you (if you had liability insurance). If you did not have liability coverage, you will have to defend the suit yourself. In all events, you have to act promptly, or else you may lose by default. When you (or the insurance company) respond to the lawsuit, if you have a claim against the other party arising from the same occurrence, it must be asserted as a "compulsory counterclaim". If it is not, you will lose the right to assert it as a separate suit. If the other party had liability insurance that covers your counterclaim, it will defend the counterclaim. The ultimate result will either be that the claim(s) are settled or resolved by the court after a trial on the merits.
No. You have the choice of either accepting payment from the other party's insurer, or making a claim against your own collision coverage. If you own insurer pays your claim, it inherits your right of action against the other party through a process called "subrogation". Your auto policy probably states that you would breach your duties under the insurance policy were you to hinder its subrogation rights.
Assuming that you have collision coverage, you are under no obligation to have your insurer pay for the repairs to your car. You are free to pay for the repairs yourself. If there was another vehicle involved, and you were at fault for the collision, other considerations exist. The other person involved will likely want to assert a claim with your insurer to ensure that damages get covered. However, if you can reach an agreement to pay for the other party's damages yourself, you may be able to circumvent having a claim filed.
In general, yes. You are best advised to first call the other insurance company and see if the other person has reported the accident. If not, you can try to report it yourself, but the insurer will probably wait to resolve the claim with you until it has spoken with its insured and concluded its investigation. You should not assume that the other person's insurer will agree that its insured was at fault. Therefore, it is wise to report the collision to your own insurer too. If you have collision coverage (to fix your own car), the policy will require a prompt report of the collision and will give your own insurer the right to inspect the damage and prepare an estimate that it will pay. If the other party, or his/her insurer believes that you were responsible for the collision, a claim may be asserted against you.
That is a great question! The answer is, it depends. If there is outright and proveable negligence on the part of the employer, the insurer may have cause to either deny paying the claim (under the employers's liability coverage), or pay the claim to the injured party(ies), and then litigate the employer to recover the damages.
A person other than the parties to a liability policy (i.e., not the insurer nor the policyholder) is a third party.
The procedure is the same as any resident claimant. Contact the insurer of the responsible party and file a claim.
That depends on your definition of "easier" considering the time, money, and hassle in fixing a vehicle. As well, it's always best NOT to have a claim showing on your record - your fault or not! Having said that, on the other hand, NEVER lie to your ins. company about an accident, even if you get it fixed yourself. That is grounds to drop you. I'm a broker trust me. It is wiser to contact your insurer first. It is considered material misrepresentation to avoid contacting your insurer after an accident. They will represent your claim, and if the other party is indeed at fault, your insurer will subrogate to get funds back that are paid on your behalf.
You have 1 Year after a minor accident to have a claim
Most states require that you sue the other party (owner and/or driver), rather than their insurer directly. Further, you can pursue the other party(ies) only if the other driver was negligent. This means that he/she was careless in the operation of the other vehicle. The negligence determination is made by evaluating whether a hypothetical "reasonable person" would have operated the vehicle in a similar way under similar circumstances. If you get the other driver/owner's insurance information after the collision, you are free to contact the insurer to assert a claim.