I think you are referring to a garden spider.
A spider that has black and white stripes and can walk on water and is found in Northern Minnesota may be a dark fishing spider. This spider is large, often 3 inches or more, and is often found on or near water.
trarantrala
It sounds like you are describing a Woodlouse Spider (Dysdera crocata). These spiders are brown with a distinctive large yellow or orange abdomen, and they are known for their behavior of rolling into a ball when threatened for protection.
a brown reclouse
The kind of spider that is large 3 inches black and fuzzy with white stripes and found in the Bahamas is a tarantula. These tend to hide most of the time, but they may come out when it rains or if they are disturbed.
The distinguishing features that can help identify a small brown spider with a large abdomen are its size, color, and the prominent size of its abdomen compared to its body.
A spider with a large brown abdomen and long black shiny legs could possibly be a brown widow spider (Latrodectus geometricus). Brown widows are known for their distinctive appearance, with a bulbous brown abdomen and long, slender black legs. If you come across a spider fitting this description, it is advisable to exercise caution as some spider species can be venomous.
The quick answer is insects, live insects, dead insects, both small and large. They feed on them all. There are very few insects that a brown recluse spider will not eat.
When encountering a large brown spider with white spots on its back, it is important to avoid touching or provoking it. Keep a safe distance and do not attempt to handle the spider. If the spider is in your home, consider contacting a professional pest control service for removal. It is also a good idea to wear protective clothing, such as gloves, if you need to be near the spider.
i reckon it is a wolf sider
A wasp or hornet that is very large with a black bottom with 4 yellow stripes and a possible brown top could describe more than one type of wasp. It could be Digger wasps, or yellow jacket wasps.