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What else can I help you with?
Rely on Yourself for Your Health?
No longer can an employee rely on a business to provide proper health benefits for his (her) needs, or those of his (her) family. Employees would do well to search out their own health plans, and if their employer offers one with their employment package, consider it a bonus. Gap insurance is the most important type of plan to consider when employed by a business with a health benefit. Every six months, an employee should check the benefits of the employer sponsored plan and change the gap insurance in order to fill in the holes left by the employer sponsored plan. The gap insurance would be best to be a PPO, as they provide much more freedom than do HMO plans.
Is an employer responsible for continuing health insurance coverage if an employee is out on workers compensation claim?
I don't know anything in the Code that requires it. The EmployER application for Group Medical Coverage asks if an Employer would like to allow an employee to keep coverage for up to 6 months. What if the Employer is only paying a portion of the premium? The Employee would still have to pay his portion. For a copy of the Blue Cross employer application Question # 10 http://www.quotit.net/eproIFP/webpages/applications/applications_group.asp?license_no=0596610 There is always COBRA
Can an employer garnish wages of an employee that fails to return company property?
No the employer must still until time the employer feels the employee will fail at paying(usually 6 months to pay) then he may discuss with the employee about taking it out of his/her pay.
Can an employee hired for 10 months out of the year collect unemployment for the 2 non working months?
Yes. I used to do this when I was seasonally employed. Be aware that your employer will end up paying a higher rate towards unemployment insurance.
What is the period of time covered under cobra for death or divorce?
Under COBRA (Consolidated Omnibus Budget Reconciliation Act), the coverage period for beneficiaries who lose health insurance due to a divorce or the death of the covered employee is typically 36 months. This period allows eligible individuals to continue their health insurance coverage under the former employee's plan. However, the specifics can vary depending on the employer's plan and any applicable state laws.
How long does an employer have in TN to pay after termination if employee was an independent contractor?
18 months
How many months should be completed by employee to be eligible for getting form 16 certificate from employer?
Usually at least twelve months would be needed to complete for this certificate from employer.
How long does a persons previous employer have to offer cobra insurance?
Eighteen months.
What is the penalty for not having health insurance for 6 months?
The penalty for not having health insurance for 6 months is typically a fine imposed by the government.
How does insurance coverage work during 3 paycheck months?
During 3 paycheck months, insurance coverage typically remains the same as in other months. The extra paycheck does not usually impact insurance coverage unless specified by the insurance policy or employer.
Is a newly divorced wife who receives excellent health insurance from her employer allowed to continue her coverage under husband's similar plan through COBRA for the next 36 months?
Yes
In the Economic slowdown i lost my job my new employer does not provide group health insurance to its employees Any help as how you should buy health insurance privately?
Well, as you mentioned that your new employer does not offer you group health insurance, it seems you had the policy with your earlier employer. One option is that you can continue the same policy for 18 months through COBRA; or pick up some online platforms that will give you a fair idea of plans available to you. One of my friends faced the same trouble. He tried hCentive.com and quickly landed on a good plan.
