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What are the different types of damages that a court may award to an aggrieved party?
The different types of damages that a court may award to an aggrieved party include compensatory damages (to cover actual losses), punitive damages (to punish the wrongdoer), nominal damages (symbolic award when no actual loss occurred), and liquidated damages (specified in a contract).
What insurance will cover tutors going to students at home?
A personal liability insurance policy would likely cover tutors going to students' homes. This type of insurance provides coverage if the tutor causes accidental damage or injury while providing their services at a client's home. It's best to check with insurance providers for specific coverage details.
What happens when you get into an auto accident that is your fault and the demands of the other drivers claim is higher than your liability limit on your insurance?
The other driver has a right to sue you to recover any damages not covered by the insurance. It could mean a lien against you and against any property you own. If you have nothing thay can take, let them sue. They can't get blood out of a stone and they can't take what you don't own.
Is it a state law in Minnesota that you have to have renters insurance?
In Minnesota it is required by law to have renter's insurance. This is due to the fact that if your home is ever damaged then you must have the insurance in order to cover the damage to the owner.
Can a person sue a homeowner after suing the home insurance company for the same accident?
Generally No. If you have already sued the Home Insurance Company, then you have already sued by default the Homeowner. You can not have sued one without already having sued the other. If a property owner is liable to you for an accidental injury, The home owner may have insurance to cover those liabilities. The insurance company would not be the cause of an accident. If you sue an insured homeowner, their insurance company is only enjoined in the suit by virtue of the coverage provided to their insured home owner who has been sued. The homeowners insurance company may cover the cost of defense of the suit filed against the insured homeowner and may pay awards or judgments up to the limits of the homeowners insurance policy on behalf of that insured homeowner. Bear in mind that the Insurance Company is not liable for an accident, The insurance company may be liable for damages and awards based on assertions and finding of liability on the part of the insured homeowner. If your suit failed (or you Lost the suit), Then that means the homeowner was found not liable for your injuries. If you have accepted a settlement from the insurance company, that settlement will have settled your claims against the homeowner.
Does liability insurance cover a stolen car?
Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.
How are punitive damages paid for?
Most times punitive damages are paid by the defendant and not by the defendant's insurance company. This is because insurance policies protect against accidental losses, like car accidents. Punitive damages are allowed only for intentional torts, which are not included in insurance coverage. If your neighbor falls down your stairs and gets hurt because you were negligent in some way, the insurance company pays for it. If you push him down the stairs, it will not cover the punitive damages you might get hit with.
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Does homeowner insurance cover damages made by your car to your neibord house?
Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.
How is auto liability insurance different from comprehensive insurance?
Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.
If you borrow a friends car and wreck it will your liability insurance cover the damages?
depends on your insurance plan, call your adjuster.
What car damages are covered under the cheap car insurance cover?
The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.
What is the difference between liability insurance and full coverage?
Liability insurance pays for someone else's damages if an accident is your fault but won't cover your vehicle. Full coverage provides liability insurance as above but will also cover your damages to your own vehicle in an accident regardless of whose at fault, as well as theft, fire, etc.
You have liability insurance but no collision coverage and your car was hit by another driver will their insurance cover your damages?
Yes, if they accept liability and they will pay up to the limit of property damage coverage.
What does general liability insurance cover?
The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.
Does auto insurance cover telephone pole damage or replacement?
Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.
If you hit someone and you have 102010 liability how will they recover?
If your liability insurance is not enough to cover the damages, you will probably be sued by person you hit or his representative for the rest of the damage.
