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Does_your_insurance_cover_you_the_owner_if_im_hurt_on_your_own_property

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17y ago

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If a child is hurt riding someone else's mini bike on some one else's property whose insurance pays for the injuries?

The property owner is responsible for injuries on their own property.


If someones child gets hurt on someone elses property who has to pay the charges?

Medical insurance covers accidental injury. It does not matter where your child gets hurt. Simply being the owner of a property does not automatically make one liable for everything that occurs on the property. If you feel the property owner was the cause or somehow responsible or otherwise liable for your child's injury you could file a suit against the property owner.


Does home owners insurance cover accidental falls?

It depends on the circumstances. Most homeowners insurance policies will cover some of the medical expenses if a person falls and gets hurt on the homeowners property, but only if the homeowner was negligent.


Can homeowners insurance cover owners medical bills when hurt in a park?

No, That's what your Major Medical or Health Insurance policy is for. Homeowners Insurance is "Property Insurance". The very, very small amount of medical coverage offered on most home insurance policies is for accidental injuries to others while on your property.


Does home owners insurance cover a person getting hurt on your property?

Yes, if you carry liability insurance on your homeowners policy and you are found liable for an injury to another while on it your insurance company would respond to a notice of loss.


Does home owners insurance cover an individual if they are helping someone and get hurt in the process?

No, homeowners insurance is not a replacement for health insurance.


Your roommate hurts himself on your property is he coverd by homeowners insurance?

I am a homeowner and have a roommate. Can they sue me if they get hurt on my property?


Does your liability insurance cover someone hurt on your new property?

Typically, yes - if you are at fault. If not, it's possible your liability insurance coverage includes a small amount of coverage that can pay regardless of fault. This is normally included so you maintain goodwill in your community and hopefully avert a lawsuit.


What exaclty is contractor insurance?

Contractor insurance is when contractors get injured or hurt during work. The insurance is supposed to cover or partially cover their medical bill for the hospital. http://www.ehow.com/info_7924969_contractor-insurance.html


Will my health insurance refuse to pay if I am in an accident and if I don't have car insurance?

Your health insurance will cover you no matter how you got hurt. I can take a knife and stick it in my arm and go to the hospital and my health insurance will cover me. The only times your health insurance will not cover you is if you have specific exemptions in your coverage, which are rare.


Who protects the owner of a daycare center in case a person is hurt at the center?

B. Liability insurance


Does renters insurance cover medical bills if you get hurt by someone at your home?

No, Reners insurance generally covers liability if someone else gets hurt at your home, or due to your negligence