Does_your_insurance_cover_you_the_owner_if_im_hurt_on_your_own_property
The property owner is responsible for injuries on their own property.
Medical insurance covers accidental injury. It does not matter where your child gets hurt. Simply being the owner of a property does not automatically make one liable for everything that occurs on the property. If you feel the property owner was the cause or somehow responsible or otherwise liable for your child's injury you could file a suit against the property owner.
It depends on the circumstances. Most homeowners insurance policies will cover some of the medical expenses if a person falls and gets hurt on the homeowners property, but only if the homeowner was negligent.
No, That's what your Major Medical or Health Insurance policy is for. Homeowners Insurance is "Property Insurance". The very, very small amount of medical coverage offered on most home insurance policies is for accidental injuries to others while on your property.
Yes, if you carry liability insurance on your homeowners policy and you are found liable for an injury to another while on it your insurance company would respond to a notice of loss.
No, homeowners insurance is not a replacement for health insurance.
I am a homeowner and have a roommate. Can they sue me if they get hurt on my property?
Typically, yes - if you are at fault. If not, it's possible your liability insurance coverage includes a small amount of coverage that can pay regardless of fault. This is normally included so you maintain goodwill in your community and hopefully avert a lawsuit.
Contractor insurance is when contractors get injured or hurt during work. The insurance is supposed to cover or partially cover their medical bill for the hospital. http://www.ehow.com/info_7924969_contractor-insurance.html
Your health insurance will cover you no matter how you got hurt. I can take a knife and stick it in my arm and go to the hospital and my health insurance will cover me. The only times your health insurance will not cover you is if you have specific exemptions in your coverage, which are rare.
B. Liability insurance
No, Reners insurance generally covers liability if someone else gets hurt at your home, or due to your negligence