The property owner is responsible for injuries on their own property.
Yes you need ATV insurance for other riders because you will be responsible towards their injuries. To find out about the legality of riding check your state laws about riding without insurance.
Technically, your buddy covers the medical expenses. He might be able to have his medical insurance cover it depending on the injuries AND as long as he DOES NOT mention that he got hurt while on the bike. Once he says that the doctors will not treat him for those injuries because they can't bill med insurance.. Medical insurance companies don't want to be paying for injuries that happened on an auto.
broken everything
It is unclear what you mean by "riding insurance". However, the term is sometimes used in connection with liability insurance dealing with horse riding. In that context, it provides benefits to someone who is injured when riding a horse belonging to the person who took out the insurance. An example might be a horse owner who permits other parties, for a fee, to ride horses which he/she owns. The cost of any sort of liability insurance depends upon a variety of factors, and therefore is not uniform. These include: 1. The insurance company; 2. The location of the property (horse) as well as where the activity will take place, if different; 3. The amount of insurance benefit provided ("liability limits"); 4. The experience of the horse owner in operating this sort of business. There may be other factors as well.
like riding motorcycle
Only if the car you are riding in has insurance coverage.
Well a human can sustain most any type of injury from horseback riding, from a strained muscle to even dying. A horse has the same possibilities as far as injuries are concerned.
The common injuries that are suffered from bull riders are head and face injuries. Helmets and faceguards are given for bull riders to wear but are not mandated to wear.
Yes, if you plan to ride it. Most State laws require the rider to also obtain the Insurance. For more information and resources on Motorcycle Insurance, check out http://www.findinsurance.us/motorcycle/motorcycle-home.html
No, your homeowners insurance would not provide coverage for the theft of your motorcycle, regardless of where you parked it. Homeowners insurance only provides coverage for certain ATVs, golf carts, riding lawn mowers but not for a motorcycle nor any vehicle designed to be operated on a public road.That's what your motorcycle insurance policy is for.AnswerThis would depend on the description in the policy for the types of perils that are covered. Broad perils or specific perils. Each carrier can have different definitions of the perils and what they will cover for those perils. In a broad peril form of insurance, a motorcycle would be covered if, and again if, the item was inside the home in storage. The motorcycle would not be covered if in use and out of storage. That is when the motorcycle insurance would need to be in place.I would recommend getting very high limits for bodily injury and property damage when it comes to motorcycle insurance. The reason for it is due to extent of potential injuries to the riders and passengers.
Your question is not entirely clear. Does the person who is riding your bike in Texas have your permission to ride the bike, or did this person steal it? If he did steal it, and you have theft insurance, you may make a claim. Did this person have an accident while riding your bike in Texas with your permission? If so, you would have to check the provisions of your policy to see if it covers other people than yourself who use your bike. Not all policies are the same.
It is most likely a liability coverage if you should injure someone while riding your bike you would be covered to the limit of the policy. Ask your agent.