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as far as i know 30 days you should by law get a cobra pack to ask you if you want to keep it yourself

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18y ago

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Can your employer's health insurance require your husband to take his employer's health insurance if his is not free and not as good as yours?

My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available. They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.


Can an employer force an employee to use their company health insurance as the employee's primary insurance when the employee already has very good insurance?

No, They can not


What is a good health insurance company?

Health insurance is quite expensive and is best gained via your employer as the cheapest means. For public insurance, there is COBRA. There are other small insurance companies that may have lower rates.


Is reliance on employer-sponsored health insurance ideal for individuals Providers Employers Society?

well their are the ones that meet ones needs also it would mean that employers normally do get some good insurance benefits every body pays so much to get the same as everything else sometimes you can get a good one on your own.


Why would a person need to get private health insurance?

If a person does not have a job, or if their job does not provide health insurance, then the person might choose to buy private health insurance. It is usually less expensive to purchase health insurance through ones employer, but part time, contingent or contract personnel might not qualify for insurance through their employer. It is a good idea to have medical insurance at all times because illness or injury can strike any time and can rapidly become very expensive.


What are the best health insurance options for couples that have recently married?

For couples who have recently married, the best health insurance options are typically to compare and choose a plan that offers good coverage for both partners at a reasonable cost. This could include employer-sponsored plans, individual plans, or a joint plan through the Health Insurance Marketplace. It's important to consider factors like premiums, deductibles, coverage for specific health needs, and provider networks when selecting the best option for your new family.


What company's offer group health insurance?

Most companies offer group health insurance. As an employer it is normally a good thing to offer a group health insurance plan as it is cheaper for the company and needed by the employee.


Why are people forced to accept medicare when they already have good health insurance?

The current regulations require tat you have some sort of minimal health insurance, either through an employer, purchased on your own, or from the government (medicaid) if you qualify based on income and resources. If you already have health insurance from an employer or otherwise that is comparable to or better than medicare than you can keep it and do not need to apply for medicare.


Is it good to get short term insurance through your employer?

Short term health insurance is temporary coverage designed to fill gaps in coverage. Short term health insurance plans provide you with coverage for a limited period of time, and may be an ideal solution for those between jobs, waiting for other health insurance to start, so if that is the case then you may want to look into it.


Can your employer cancel your health insurance when you are on short term or long term disability because you did not make a payment on your insurance like is normally done through your paycheck?

Your employer's obligation to pay premiums normally stops when your paycheck does, that is, when your medical and personal leave is exhausted, and there is nothing left to deduct the premiums with. When that happens, the insurance company, not your employer, cancels your health insurance for lack of premiums. There are many ways to avoid this tragedy, including donation of leave by co-workers, if permitted, to keep the paychecks coming, or employer paying premiums for you until you are able to return to work. Good luck. JJ


Where do you find good Denver health insurance?

Using an online health insurance broker with high-quality credentials is a great way to find good Denver health insurance.


In the Economic slowdown i lost my job my new employer does not provide group health insurance to its employees Any help as how you should buy health insurance privately?

Well, as you mentioned that your new employer does not offer you group health insurance, it seems you had the policy with your earlier employer. One option is that you can continue the same policy for 18 months through COBRA; or pick up some online platforms that will give you a fair idea of plans available to you. One of my friends faced the same trouble. He tried hCentive.com and quickly landed on a good plan.