Yes.
You have to conform to the traffic laws of the state you are driving in, even if you are from another state. If you're from Georgia (which requires auto insurance by law) and got pulled over in Tennessee for not having insurance, you have to pay for that ticket in Tennessee.
The only states that don't require auto insurance are New Hampshire and Wisconsin. All other states have a requirement. However if you live in New Hampshire, as an example, and drive into Massachusetts, and an officer asks to see license, registration and proof of insurance, and you are not covered, you will get a ticket for driving without insurance in the state of Massachusetts.
No, but if you get pulled over again the cop can pull up your record and see that you got a warning already.
First, the car will likely get impounded because the tags are expired and the owner is not with the car. You can get a ticket as the driver. Drivers are responsible for not only how they drive but knowing what they drive can be legally on the road. An unregistered car shouldn't be on the road.
No. In fact I just got a 180$ speeding ticket in Texas and they didn't even check my insurance because it was an out of state vehicle. However, if they ran your insurance when you got pulled over (out of state vehicles sometimes they dont) then it will be reported to your insurance.
Any police officer can give you a ticket for failing to produce proof of valid, current automobile insurance if pulled over while driving/riding said automobile.
If you have no proof of current insurance, yes you have to come to court and show proof. Usually the fine is waved and you pay court cost. Sometimes, something can be worked out so you can show your proof to the magistrate without having to appear but yoy still have to pay trhe court cost.
Very little in Tennessee
You must direct your question to the insurance company that holds the policy.
yes.
Any time you have an accident or ticket on your record, insurance companies will sur-charge you for it. Since your not under your fathers policy, it will not effect it. Keep in mind that you MUST disclose all information to the insurance company. This includes all drivers that primarily reside at the resident. All drivers must be dis-closed, at this point and time you can either include drivers in the policy, or exclude them where they are not covered in the policy.
Your insurance should not go up, since it was not a moving traffic violation
A warrent for your arrest will be issued in Georgia, If you get pulled over in Georgia they might take u to jail for a few days or write u another ticket. As long as you don't go back to Georgia. "NOTHING HAPPENS"
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
No, but if you get pulled over again the cop can pull up your record and see that you got a warning already.
The insurance industry has pulled credit for many years to determine eligibility and rates. Rather than obtain a general answer to your question, why not pose it in a specific form to your agent?
A lienholder may purchase what is called Collateral Protection Insurance in the event the debtor fails to provide collision insurance. Remember, the lienholder is not concerned with the liability insurance policy that the state requires. They are only concerned with you maintaining insurance that protects their investment in the vehicle. If you are pulled over by the police, the Collateral Protection Insurance will not be adequate insurance for the polie. The police are looking for you to maintain liability insurance.
the only thing that matters is whether or not you had insurance at the date you got pulled over. if you got insurance two weeks later that will not work. if you had valid insurance but did not have a copy of it with you contact the court and let them know...they will ask for proof of coverage. if you can provide that they will dismiss the ticket. acceptable proof of insurance is an insurance card showing you had coverage on said date or a letter of experience from your insurance company.
Well i couldnt find too many, but i can provide some good insurance company's. American family insurance is my favorite, i have been with them for years, and they have alwaays pulled through so i would suggest them to you.