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What else can I help you with?
Do renters need homeowners insurance?
NO, But they can get Renters or Tenants insurance
Does a landlord have to provide an insurance policy for the tenants in Tampa, Florida?
No it is not required. Tenants can however get their own renters insurance to cover themselves.
Is it a state law in Minnesota that you have to have renters insurance?
In Minnesota it is required by law to have renter's insurance. This is due to the fact that if your home is ever damaged then you must have the insurance in order to cover the damage to the owner.
Why would my tenants wants to be on my home owner's insurance policy?
Not sure. But if they have no legal interest in your home then they cannot be listed on the policy. The tenants can obtain renters insurance which will cover their personal property.
Does homeowner insurance cover renters fall?
No, the property owners coverage does not provide coverage for a tenants property or liability.
Will rental insurance pay for wind damage to roof on a rental house?
This is not a covered peril on a tenants renters insurance policy. Nor should it be. This is the landlords responsibility.
Does the owners liability insurance cover contents of a a fire when the renters lost everything?
Is homeowner liability for a fire?No, This is why it is recommended that tenants obtain a renters insurance policy to cover their belongings and personal liability. The owners insurance is for the owners own property and legal liabilities, so unless the owner is somehow responsible for starting the fire, the owner would not be liable for the tenants property.
Is renters insurance required in California?
Unlike auto insurance, there is no state law in California that requires a renter to carry insurance. However, there is a growing trend of Landlords requiring their tenants to carry renters insurance as a part of their lease agreement. Regardless of whether or not your landlord requires you to maintain insurance I would recommend looking into obtaining a renters policy for yourself. Renters insurance is usually very cheap in California. Many renters policies not only cover your personal property in your apartment, but anywhere in the world as well.
Is New York a renters insurance state?
If you are asking in there tenants policy to be purchased in NY the answer is yes, simply call and ask your agent.
What are the different types of insurance policies available under house insurance?
The different types of insurance policies available under house insurance include homeowners insurance, renters insurance, and landlord insurance. Homeowners insurance covers the structure of the home and personal belongings, renters insurance covers personal belongings for tenants, and landlord insurance covers rental properties for property owners.
What is the correct spelling of tenants?
That is the correct spelling of the plural noun "tenants" (renters, residents).
Who is responsible for damage caused to a tenants personal property when the ceiling collapsed during a storm because the building was not weatherproofed correctly and the tenant didn't have insurance?
The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.
