Insurance

It depends. If it was your basketball hoop that fell on someone else's car, yes. The insurance company should cover damages to someone else's vehicle while it was on your property if an "act of God" caused damage. If it's your vehicle on your property or even if you're renting the property, sorry. you're out of luck.

Usually when you turn 23, 24 or 25, depending on what the contract says.

If you are on your parent's insurance and are going to college full time then you will be covered until you graduate. Once you graduate check with a local insurance agent to see about obtaining insurance for yourself the day after you graduate.

You generally have a small grace period (30 days is typical) after you graduate from college assuming you did not already reach some other qualifying event like age as referenced above or failure to maintain full-time status. Also, if your parents insurance is individual coverage and not group coverage, you may have that same 30 days to convert to your own individual coverage on the same plan without any medical underwriting at all. Basically you just tell them to move you to your own plan. Insurance companies don't like to tell you this because they want the opportunity to decide if they want to cover you or not. Check your parent's plan carefully for this guaranteed coverage option.

Generally no. This is a maintenance item that builts up over time and does not happen suddenly and accidentally. You can purchase an endorsement to cover sewer and septic tank backup coverage that may cover some damage caused by any damage from the backup. Otherwise it would not be covered and no repair of the septic tank or sewer system would be covered at all.

I've always thought it sounds like Susan Sarandon.

I've always thought it sounds like Susan Sarandon.

I came looking for this... it sure sounds like Lily Taylor to me. I totally LOVE her!

Accidental death and dismemberment is one kind of insurance that may pay for this loss. Also, some life insurance policies provide for the payment of part of the proceeds in a situation like this. However, in many cases, the insured may have to have sustained the loss of more than one limb or bodily function (such as eyesight, coupled with loss of a limb) to recover.

Disability insurance is another possibility if the loss of the limb renders the insured unable to work. This is more complicated, as it depends greatly upon the type of disability policy involved and the functional incapacity sustained by the injured person.

i have 9 grandchildren from age 4 months to 8 years old 2 boys 7 girls verry healty how much with insurance cost me for all 9 ANSWER: There are a lot of variables here, you have covered the ages. If they are all healthy then the other variables are what kind of insurance and how much insurance do you want? When it comes to insuring children, Whole Life is the best way to go. If you can find and afford a short term premium like a 20-Pay Life that would be best. In other words it is all paid up in 20 years. Today Final Expenses cost (depending on where you live) around $10-$15,000. When your grandchildren are elderly it may be closer to $25-$35K or more. So you may wish to buy them a higher amount now, if you can afford it. A good source for Childrens life insurance can be found toll free at 866-403-1316

NO, THAT WOULD COME UNDER YOUR OWN HEALTH AND MEDICAL POLICY. IF A GUEST WAS INJURED ON YOUR PROPERTY, THE LIABILITY OR MEDICAL PART OF YOUR HOMEOWNERS POLICY WOULD LIKELY COVER THE INJURY, PRESUMING THAT YOU AS PROPERTY OWNER WERE LIABLE. AGENT JIM

It depends on a number of factors - where you're going, how long you're going for, and what you want covered. You can get a basic week's cover in Europe for around £20, though it's always good to shop around a number of providers in order to find the policy that best suits your needs.

penis

'insurance is a subject matter of solicitation', which essentially means that insurance has to be requested or asked for, not sold. - Souvik Maitra To fully understand the meaning of this cryptic phrase, take a look at the wording of any insurance policy that has been issued by an insurance company to a customer. Every insurance policy says that the insurance company is providing you insurance against a risk on YOUR request/solicitation, i.e. the company agreed to sell you its insurance policy after you solicited or asked for such a sale. In legal terms, insurance is a product that should not be pushed by a seller, but should be pulled by a buyer. That doesn't happen in real life, though -- Kapil Bajaj

Life insurance companies may insure or guaranty your life insurance policy in one of two ways. First, a life insurance company may buy reinsurance to re-insure the losses they may pay out for their book of life insurance business in any given year. Also, licensed life insurance companies contribute to life insurance guaranty funds. A life insurance guaranty fund is a form of protection providing a fund that pays out money to policyholders if their life insurance company is licensed in the state, and unable to meet their financial obligations. Some life insurance guaranty funds pay out $100,000 -$500,000 per policy depending on the state, and the amount of life insurance you have. Many states pay out up to $300,000 per life insurance policy.

Life insurance protection comes in many forms, and not all policies are created equal. It depends on various factors. While the death benefit amounts may be the same, the costs, structure, durations, etc. vary tremendously across the types of policies.

It made my premium increase by over $300/6mo! I had no prior tickets and had a pretty clean record. GRRRR!

An executive holds an operating position with the company and is paid a salary for doing so. Typically, a president or vice-president would be an executive director. Often, but not always, a chairman can be.

Non-executive directors are typically referred to as "outside" directors, meaning they have no operating role with the firm.

* Premium pricing is the practice of keeping the price of a product or service artificially high in order to encourage favorable perceptions among buyers, based solely on the price.The practice is intended to exploit the (not necessarily justifiable) tendency for buyers to assume that expensive items enjoy an exceptional reputation or represent exceptional quality and distinction.

That would count as comprehensive. Comprehensive covers any non-collision events such as theft, fire, and water damage.

Double check with your insurance agent, but I think you can. I believe you can add ANY licensed driver to your policy, although it may cost more. (Businesses, for example, frequently insure a lot of different people as drivers.) In some states you can also get an insurance policy that will cover anyone who drives your car, as long as they have a license. It just costs extra.

I'm not exactly sure what you are asking but I will take a shot. If you mean personal property not located on your property then yes, you have coverage of your personal property while you are traveling away from home. Up to 10% of coverage C (personal property) is covered while off premises. I hope this answered your question.

there is no way to answer this, it depends on many many things...what are the circumstances? how was the person injured? what are their injuries? etc etc etc...were you negligent in anyway or not? there are two different coverages that could apply medical payment, and general liab. the only certain in this question/answer is they will not pay more than the policy limit of liablity/med pay that you purchased on your policy...sorry just not enough info........

No you may not. The insured must sign the application and in most cases be subject to a paramed exam based on the amount of insurance requested. The one exception to this rule is an individual may purchase some life insurance thru work (if available) up to a certain limit for their family members without their signatures or knowledge. People buy life insurance for 3 reasons. Love, character or a divorce decree. If your spouse is a person of character and if he/she loves you, they will sign on the dotted line. 4lifeguild

There are many insurance companies which offer wedding cancellation insurance, four of which are Fireman's Fund, Wedsafe, R.V. Nucci and ProtectMyWedding.

From a criminal standpoint, it depends upon the state involved. Some states, for example, classify it as a misdemeanor and some as a felony. Likewise, some states differentiate in the categorization depending upon the the status of the victim (for example, if an elderly person was victimized, the act may carry a more severe penalty), and the number of policies sold and hence, the number of victims.

From a civil standpoint, "punishment" can be construed to mean an award of damages to an aggrieved person. This could arise if the victim placed his/her trust in the supposed knowledge and acumen of the unlicensed agent, and the victim was damaged as a result of the fact that the agent was not, in fact, licensed. An example of this might be that the insurance that the victim thought was being purchased never went into effect because the agent was never authorized to represent the insurer.

No. Squirrel infestation is a maintenance issue and therefore is not covered under your homeowners insurance. I have the same problem and am about to have a squirrel shooting in my back yard. I will tell you a way to get rid of them as I did get them out of my attic. First you need to find the hole where they are getting into your house. Don't fix it yet until you get them out of the house. Purchase a few bottles of peppermint oil. Pour a little of the peppermint oil on cotton balls and put them all around your attic or where ever they are in your home. Be sure to cover the area well. After a little while you can close up the openings where they are gaining access to the home and seal it well. Squirrels hate peppermint for some reason and it works.

How do i cash in a gulf life insurance police

While a home policy does provide the policyholder with both Personal Liability and Medical Payments coverages to pay for injuries, these coverages can only be paid to a third party and will not cover injuries that are sustained by either you or residents of your household. If you are injured in your home, the only option to pay for medical bills is medical insurance.