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Insurance

Insurance comes in a variety of forms. You can insure your car, your home, your personal property, even your life. By paying a periodic premium, you can be protected and even compensated against future loss or damage.

24,776 Questions

How long can you insure your child on your auto insurance policy?

Keep the Kid on your policy for nowI am an agent in Texas and I insure 50 year old babies on 70 year old momies policies. What we look for is place of residency. If they live together, or at least share the same mailing address, then we can insure them together.

One of the problems I get upset about with insurance companies is they will insure a 21 year old "kid" for $200 per month on momies policy(just for example). They graduate from college, get a job and move away from home then all of a sudden, this same kid must pay more for insurance because they are an independent household. That does not generally make the kid a more dangerious driver . . . they ought to get a reward for getting a job and moving out on their own.

How much umbrella insurance do you need?

An umbrella policy was created to provide additional coverage when a lawsuit brought over injuries and/or property damage that you cause exceeds the liability limits on your car insurance, home insurance, boat insurance, etc.

Will home owners insurance pay for personal property damage to your above ground swimming pool?

Homeowners Insurance and Above ground Pools

If the damage was due to a covered cause under the policy then yes it will most likely be covered. The cause of the damage is usually the most important fact.

Answer

You should contact your insurer or your insurance agent. Most Home insurance policies provide coverage for additional structures on your property. It probably depends on what type of pool you have. The additional structures coverage is intended for permanent structures such as tool / storage sheds, detached garages, out buildings, pools etc, however if the pool is a portable one that can be set up and taken down frequently, it may be considered a temporary structure, in which case it would likely not be covered under your homeowners insurance policy.

Additionally, If you live in the U.S. there are many types of policies and levels of coverage available for purchase.

Did you purchase an HO1, an HO2, or an HO3 home insurance policy? Each policy form provides a different level and scope of coverage for your home. If you simply chose the least expensive policy, you may not have coverage for additional structures at all. Without having seen your policy, there is just no way to know what type of policy you purchased and how comprehensive your coverage may be in covering a pool.

The best source of information to answer your question would be your insurance company.

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Where did George Soros get all his wealth?

George Soros went to London School of Economics (BA, MA, DPhil)

Types of losses the insurance protects against?

Speculative (dynamic) risk is a situation in which either profit OR loss ispossible

The outcome of such speculative risk is either beneficial (profitable) or loss.

Speculative risk is uninsurable.

Hope i helped!

What is the average for jet ski insurance coverage?

The cost to rent a jet ski varies from location to location. The average cost to rent one accross the U. S. is $250-$325 per day.

Jet ski rental prices vary greatly based on location. However, for many areas you can expect to rent one for about $50-$100 per day. Nicer models and other features would drive the price higher.

What is risk in insurance?

Insurance is defined as financial restitution in the case of an accident or claim to put you back in the same financial position you were in before the accident. insurance risks are things like where you live .. and how old you are, or things like if you have a burgalar alarm.. or if you have a flood every year.. that's a bit insurance risk...

What is sliding in insurance mean?

Sliding is to imply coverage or another policy is required by law and its not or not telling someone of a charge and their really is!

Does homeowners insurance cover damage by a bear or deer?

Mine doesn't but we don't have many bears in the UK. Read your insurance policy.

From where can one obtain sports insurance?

All major auto insurers will insure sports cars just as they will any other car. However, drivers of sports cars pay more on average for insurance because sports cars are faster and more powerful, and therefore more dangerous and more likely to be involved in accidents.

How does one speeding ticket in New Hampshire affect your car insurance in Massachusetts?

Florida will report a conviction occurring in Florida to New York DMV but points do NOT transfer from Florida to New York. Your auto insurance company as a result can find out about the Florida conviction and use it against you in determining your rates.

The only places from which points transfer into New York is Quebec and Ontario Provinces. Otherwise, points do not transfer to a New York State license from other states or provinces. Suspensions and revocations, however, do transfer from any state to New York.

So if your license is suspended in Oklahoma, for example, for any reason, New York will be notified and consequently New York will suspend your driving privileges in New York (until the Oklahoma suspension is cleared and until you pay a $35 suspension termination fee in New York). Every state has different rules about out-of-state convictions so be careful if you get a ticket while driving away from home. Our firm has an extensive data base of such information so feel free to visit our web site at www.nytrafficticket.com for more information. Matthew Weiss, New York Traffic Lawyer

Weiss & Associates, PC

888 Red Light

If you get a speeding ticket will it show up on your insurance?

Whether you pay a ticket or not will end up appearing on your record. If you contest a ticket in court and it gets dismissed, or you go to traffic school,the ticket should disappear from your record and not affect your insurance rates.

Who is insured?

Insuring someone Basically you can insure anyone with whom you have an insurable interest. meaning those on whom you have a financial or physical dependency a legal symbioses or interest in and with their permission and knowledge. If the loss of the individual would cause financial or certain other forms of physical or emotional distress then then you could probably inure them

One can insure a key employee, a provider, a Spouse, child, parent or whole family.

The future financial impact resulting from the loss of a family member will differ with surviving children from those of a surviving parent. So one should shop for insurance accordingly.

Ageing parents may need to have monthly income to bear day to day expenses and a child's needs may span the cost of child care or rearing and future education.

There are two ways you can get insured

Either you have to be a driver or that insurance plan should include passenger cover. car owner can insure passenger with maximum of 2,00,000 INR.

Compare and Buying travel insurance online can make your trips more memorable and secure, now you can enjoy your trip with the great peace of mind.So just do it by doing travel insurance comparison online.Compare and select the best travel policy for you and your family at a cheapest price in your Language. For Quotes:

How can certain companies offer cheap care insurance for young drivers?

Being a new driver means also that the risk of an accident is greater if for nothing else just the experience. So when it comes to offering low car insurance rates to teenagers that may be a hard one to fill. Still, all the major players like State Farm, Progressive and Allstate will write a policy for a teenager, but unfortunately rates may be a little steep until more experience can be gained.

Is water damage caused by leaking toilet covered in insurance?

It depends on if the leak was sudden or if it was a long term, gradual problem. Insurance usually does not pay for things that could have been prevented by proper maintenance.

For example, if a tree fall on the roof during a rain storm, and you have water damage from that, it should be covered. If the roof developed a leak and needed repair, and later you discover water damage, it may not be covered.

Best course of action is to check with your insurance agent about your specific policy.

Where can one purchase insurance against damage from fire and water?

There are a variety of insurance companies that sell home insurance that protects against damage from fire and water. The companies Liberty Mutual and Amica, for example, both offer this insurance.

What are the types of marine insurance policies?

Cargos damaged by turbulent sea water, snow storm etc. are covered under marine insurance. Apart from this, natural calamities like flood, earthquake (which are called Acts of God) etc. are covered under 'All Risks' clause. But remember, strikes, riots, mutinies are not always covered,and you are to pay additional premia for coverage of the said acts.

What type of insurance do I need before becoming a personal trainer, if any?

Try personal trainer insurance through IDEA. They have the cheapest in the industry.

Homeowners insurance cover damaged driveway yard sinking?

Homeowners Insurance Coverage for Sinking Foundations?

Each major homeowners insurance policy will have its own earth movement language. There is very rarely a situation when earth movement is provided coverage without endorsement. One of the big three insurance carriers literally states plainly..."damage resulting from earth movement of any type is not covered" while other policies allow limited coverage for very specific situations employ the following policy language.... "there is no coverage for loss due to "settling, cracking, bulging, shrinkage or expansion of foundations, walls, floors, ceilings, walks, drives, curbs, fences, retaining walls". For this type of exclusion a loss associated with a broken waterline under your foundation which causes sinking/settling type damage may be covered under some policies, but not all.

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There is one exception where homeowners insurance would provide coverage to this general exclusion. This would be in an earthquake zone where the insured has purchased a specific rider which would provide coverage for only earthquake related damage.

Two alternative scenarios for getting reimbursed for earth movement damage to your home are: In a situation where there was a failure to disclose property conditions in a real estate transaction or in a situation where the earth movement damage was the result of negligence of another party which could be proved in a court of law. Contacting the offenders liability insurance or consultation of an attorney would be prudent in these situations.

How long can adult children stay on their parent's health insurance in the state of Iowa?

This has less to do with your state and more to do with your health insurance provider. Most providers range between 18-20, but that is comiserate with the child living at home or still in school. The best thing to so is call the customer service number on the back of your insurance card and ask.

How will having four points on your license at age 22 affect your insurance?

In general one ticket will increase your insurance premiums 25% for three years. If you have been paying 1000 per year you will now pay 1250 for a total of 750 for just one ticket.

This varies depending on your particular situation and your insurance carrier. Some people may see no increase while others may be refused renewal.

That depends on your insurance company, I have USAA and it went up very little.

Where can I compare flood insurance prices?

Flood insurance rates can be compared from a number of websites such as Floodsmart. The website Floodsmart provides site visitors with detailed information and comparisons on numerous insurance companies.