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Insurance

Insurance comes in a variety of forms. You can insure your car, your home, your personal property, even your life. By paying a periodic premium, you can be protected and even compensated against future loss or damage.

24,776 Questions

Where can I compare flood insurance prices?

Flood insurance rates can be compared from a number of websites such as Floodsmart. The website Floodsmart provides site visitors with detailed information and comparisons on numerous insurance companies.

Where can one compare different outdoor spas online?

Spas and Stuff is a very good place to start because it provides a wide range of outdoor spas to choose from. The prices also vary. There are images that make it convenient to see how the outdoor spas will look.

What tools are required to climb mountains?

the S*** STAIN, THE A** PICKER, THE FAT HORROR A** B****, THE B**** RIGHT NEXT TO YOU, THE D*** STRICKER, AND THE P***Y LICKER.

Does insurance cover frozen and cracked pipes?

Generally coverage is provided but there can be limiting factors. If it can be established with the utility company that heat was not maintained in a dwelling and there is no winterizing of the plumbing system a pipe freeze water loss can be denied. Because those conditions are fairly hard to establish in most cases the damage is provided coverage.

Does homeowners insurance coverage damage to swimming pool liner from the chemicals added?

No. This sounds like a manufacturer or maintenance issue. Something is wrong with the pool itself or with the way it was installed as the earth behind pool walls has washed away making it loose support and fail. For a homeowners policy to pay for damages the damage must be the fault of a covered cause. I can't see how the damage you are describing could be from a coverer cause. Homeowners insurance is not made to cover maintenance issues or manufacturer defects. First I would contact whoever installed the pool. If it has been past the warranty period I would check with a professional to see what the cause of the damage is first.

What is the purpose of marine insurance?

The advantage of having marine insurance is that it reduces the liability that may occur when damage happens. It protects vessel owners in the event of theft, accidents, mistakes, and also provides compensation for illness, injury or death.

Who is black actress in current Allstate Insurance ads?

The black actress currently featured in Allstate Insurance ads is Tika Sumpter. She is known for her roles in various films and television shows, including "The Haves and the Have Nots" and "Southside with You." In the Allstate commercials, she portrays a relatable character that engages with the audience to highlight the benefits of the insurance services offered.

Does owners liability insurance cover tenants trampoline?

Bear in mind that most companies strictly prohibit coverage for homeowners who have a Trampoline. Generally when the Home Insurance Company discovers that you own a Trampoline they cancel your policy. whether an injury has occurred or not.

If you have homeowners liability coverage, and you do not have a trampoline exclusion, then yes, liability would cover non-household members. Be prepared though to have your insurance cancelled.

States allow rebating insurance?

Rebating refers to monies paid to insureds for placing their insurance business with a given insurer. Due to fair trade practices, it is restricted and carries heavy fines and penalties. The intent of the rule branches out to gifts and favors.

Does homeowners insurance cover roof damage from snow?

It depends on what caused the collapse. If the deck collapsed due to a covered peril, such as fire, wind hail, etc, then yes it is covered. If the deck is just old and in need of repair or replacement then the answer is no, as this would be considered normal expected maintenance for a home owner.

What would the monthly insurance rates be for a 16 year old driving a sports car?

AnswerI'm not sure what your particular situation is but I can give you some general scenarios:

1. 2001 Mazda or BMW deluxe (sports) Full Coverage: Avg. $386.31 Min Liability: Avg. $198.00

2. 1996 Porsche Full Coverage: Avg. $422.34 Min Liability: Avg. $247.00

3. 1993 Camaro Z28 Full Coverage: Avg. $290.31 Min Liability: Avg. $149.95

4. 1988 Mustang LX Full Coverage: Avg. $225.00 Min Liability: Avg. $103.60

5. 1983 Ferrari Full Coverage: Avg. $275.66 Min Liability: Avg. $139.40

These rates may vary depending on his or her driving record or location which are all taken into consideration, these are the avg. rates in the large city of Las Vegas, NV.

What are some Disadvantages of home insurance?

A disadvantage of having insurance for medical reasons means that it has to be paid, no matter what. If a person is never sick, this can be a hardship, and the money seems wasted. Having auto insurance, though is just the opposite. Auto insurance is necessary to protect the person from other drivers and their mistakes.

Who is the insurer in insurance policies?

The Insurer is the Insurance Company which provdes insurance coverage to the insured providing for payment of a sum of money to the person assured or, failing him, to the person entitled to receive the same on the happening of certain event. It is uncertainty that is risk which gives rise to the necessity for some form of proetection against the financial losse arising from death. Insurance substitutes this uncertainty by certainty.

Does homeowners insurance cover injuries for guests?

You should refer to your homeowners policy, liability section. Many policies may have an exclusion for 'tenants' who are injured on the residence premises. Normally, non-trespassers are covered for injury that may occur on your property. Med pay coverage provides medical expense for injured parties. For a serious injury the liability section will consider your negligence (responsibility) for the injury and may or may not provide coverage for the injured person.

Where can one buy cheap pet insurance for your horse?

YOU CAN FIND CHEAP HORSES ONLINE OR IN THE NEWSPAPER.

Who is the nationwide insurance spokesman?

Dennis Haysbert is the official spokesman for All State Insurance. His distinctive voice is easily recognizable, and his lengthy resume spans not only decades, but varied credits that include acting, directing and producing. He has also done voiceover work for video games, including Call of Duty.

Does a ticket for not wearing your seat belt raise your insurance?

Not usually. Keep in mind that insurance companies only check your mvr when you give them a reason such as filling a collision claim or when you are trying to change companies.

Which companies have young driver auto insurance?

It really varies from company to company and also your age, driving record, and even gender. You should check various companies, you can get a free quote right at the website.

Non they're all scamming 'bar stewards'...

We pay thousands of pounds for insurance we can't even really claim...We claim it doubles...

We can be perfect drivers, in a crime proof area, who drive 1 mile a year, in a car worth £0 yet priceless to you with the best security and reliability possible and still they charge £1.5k +

BULL

If you are 18 and you receive a second speeding ticket exactly one month after your first how much will it affect your insurance?

Any ticket will affect your insurance. Two within a month can cause and insurance company to non-renew you at the end of your policy term. My recommendation is to follow the speed limit!

You take the bus until your 25th birthday.

Where can I get the teen driver car insurance?

The Insurance Rates website allows one to compare car insurance rates in order to find the best coverage for teen drivers. One can also get car insurance quotes online from different car insurance companies such as Progressive, GEICO, and State Farm.

What does insurance cover in the case of water damage?

It depends on the peril, the policy form, exclusions etc. You need to turn in your claim to get this answer. If the peril/loss is covered it should also cover (barring any exclusion to the contrary), damage that resulted from the water damage.

Why are risks insurable or not?

because the speculative (dynamic) Risk is a situation in which either profit (gain) or loss is possible.

What the difference of insurance and gambling?

One difference is, with insurance, you are actually purchasing a product, insurance coverage. It is true that you may never use it, but you still have the product, and in some cases, such as car insurance, it's required by law in some places so you have to have it. When you gamble, you are risking money to try to win more money, not purchasing a product.

Whats effects does DUI have on your insurance rates?

As with any type of violation, a DUI can heavily influence insurance rates. Typically the insurance premium will increase for at least three years. It can also be difficult to obtain insurance after a DUI.