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Auto Accidents

For questions and answers on these topics: determining who is at fault; insurance; accident statistics; and, trends and automotive safety issues.

2,604 Questions

Is your car salvage after an accident?

It depends. Is there damage, what is damaged? What is the repair cost estimate? What is the year, make and model? What is the blue book value of the vehicle before the accident?

Will your insurance company still pay for the damages to your car if your daughter who has no drivers license and who was not at fault for the accident drives the car at time of accident?

Probably not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter's fault, then the at fault party is responsible for the damage they caused to your vehicle, regardless if the other party was licensed or not.

Is it lawful to move your car after an accident before the police arrive?

In general, if the cars can safely be moved, and they are impeding traffic, then it is acceptable to move the cars.

How many car accidents happen in Missouri in 2012?

In 2012 there was 142,966 according to www.mshp.dps.missouri.gov

Here are some of the totals for 2013

Total Motor Vehicle Accidents for the State of Missouri: 431,769

1. St Louis County - 121,933 (includes St Louis city)

2. Jackson County - 61,402

3. Greene County - 24,700

4. St Charles - 22,412

5. Clay - 14,889

Check out this map of Missouri that show motor vehicle volume by county in 2013

dickersonoxton.com/accident-map/

Who dies in car accident 2012?

Many thousands of people have and will die in car accidents in 2012

What happens if you have a car accident while driving on a learners permit in WA state?

you are required to notify your insurer. A new driver is considered a change in the risk factors associated with your policy, and you are required to report such changes within 30 days. If you fail to add a new driver to your policy, especially if the driver is a minor child, your insurer may deny any coverage in the event of a Wisconsin motor vehicle accident even if it's not your fault.

What do you do if your car gets totaled in a car accident?

The very first thing you do is report it to the police. Whether the car is "totaled" or not (a decision typically made by insurance adjusters), a police report is required for any automobile accident.

Who at fault on head on collision car accident?

In all crashes there is an underlying cause or driving error.

The person who made the error and presumably broke the law is at fault.

In virtually all head on crashes some one is on the wrong side of the road, from there we need to know why, if they justed oopsed, the person on the wrong side is at fault.

If there was another crash that forced the car into the wrong lane caused by a third car the third car would be at fault for the whole mess.

And so on.

Should an accident on private propery be reported to the police?

All crashes exceeding the $ value set for reporting, involving one or more licenced vehicals must be reported.

Exceptions you MIGHT get away with:

No Licence plates with no injuries and no insurance company or repair shop involvement.

For example I have a Mid 50's ford pick up in the back yard that runs. If I drive it into the one tree I have, even though the truck could have several thousand $ damage, it is not licenced and thus is not a motor vehicle under the law and the crash need not be reported.

What to do for people injured in car accident?

If the vehicle is on fire or about to go under water, by all means you should try to help anybody who's inside the vehicle. However, if there is no immediate threat for one's life, all you need to do is call 911.

Word of advise here, do not move anybody, it may result in paralyses for which you may be sued.

How much should you get from a car accident for spine injury?

There is no price list on injuries sustained in accidents. It all depends on the severity of your injuries and how long you were treated for them. Also, the insurance policy and it's limit comes to play.

What is the first action if you witness a car accident where a vehicle has swerved colliding with a dog and the vehicle has hit a tree?

Call 911 first! Check your surroundings for the safest method to get to the car to check the driver and occupants. Get to the car and administer first aid. Check for missing vehicle occupants and make a quick check of the area for other victims and to assure you are safe. If possible check the dog and remove it from the road to avoid more crashes. Administer aid to the dog. Stay to tell the police what you saw.

What if you are hit in a car accident and you are at fault and the person who hit you has no insurance?

In case of Car accident if your car is having valid insurance policy at the time of accident then you are liable to get the claim for the loss. While different companies have different disbursement policies and depreciation charts which would be followed for claim settlement process. Turtlemint car insurance offers a fare depreciation chart and easy claim process which simplifies the complete process and helps to get the tasks done hassle-free

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